Compare Today’s Mortgage Rates for Saluda, North Carolina

Pureloan searches mortgage lenders and major banks in Saluda, North Carolina 28773 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $24,050 or $67 / month is expected in Saluda and other areas of Polk county.

Pureloan’s search engine explores all home mortgage options in Saluda, North Carolina 28773, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

35.238341 -82.330595

Summary of Average Mortgage Terms in Saluda, North Carolina 28773

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saluda, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saluda, NC 28773, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saluda, NC

Historical Mortgage Rates for Saluda, North Carolina 28773 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Saluda, North Carolina and around Polk county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saluda, North Carolina 28773

If you’re looking to buy a new home in Saluda, we have compiled a list of the leading mortgage brokers around Saluda, North Carolina 28773 to help you with your search.

Name
Address
Contact

Onemain Financial

11805 S 226 Hwy

Spruce Pine NC 28773

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

May Coalition

169 Locust St

Spruce Pine NC 28773

(828) 765-8880

mayloan@bellsouth.net

OneMain Financial

11805 Highway 226

Spruce Pine NC 28773

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

Wells Fargo Home Mortgage

189 Oak Ave

Spruce Pine NC 28773

(828) 765-3700

http://www.wellsfargo.com/mortgage/

Mountain Village Mortgage

3065 US Highway 64 E

Sapphire NC 28773

(828) 743-7073

Address

11805 S 226 Hwy

Spruce Pine NC

Contact

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

Address

169 Locust St

Spruce Pine NC

Contact

(828) 765-8880

mayloan@bellsouth.net

Address

11805 Highway 226

Spruce Pine NC

Contact

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

News on Mortgages and Reverse Mortgages for Saluda, North Carolina 28773

Looking for Mortgage Rates in Other Cities named Saluda?