Compare Today’s Mortgage Rates in Saluda, North Carolina 28773
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Saluda, North Carolina 28773.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $18,264 over the lifetime of your 30-year fixed loan, or a monthly savings of $51 in Saluda and other areas of Polk county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Saluda, North Carolina 28773
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Interactive Mortgage Rate Projections for Saluda, North Carolina 28773
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saluda, NC 28773. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saluda, North Carolina 28773 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saluda, North Carolina and around Polk county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.83% | 93.43% | 94.01% | 91.04% | 89.51% | 88.47% | 87.02% | 90.07% | 88.66% |
avg mortgage rate | 6.52% | 4.55% | 3.03% | 3.35% | 4.38% | 4.62% | 4.16% | 3.88% | 4.08% |
% 15 year fixed mortgage | 5.61% | 4.49% | 4.82% | 7.44% | 8.22% | 9.73% | 11.53% | 8.53% | 8.94% |
avg mortgage rate | 5.65% | 3.60% | 2.39% | 2.85% | 3.75% | 3.96% | 3.36% | 3.17% | 3.23% |
Avg credit score | 758.68 | 771.57 | 762.72 | 766.52 | 759.30 | 759.26 | 760.02 | 759.93 | 761.78 |
Avg LTV (loan to value) | 75.15% | 77.61% | 79.74% | 79.28% | 78.59% | 76.78% | 77.70% | 78.88% | 78.37% |
Avg DTI (debt to income) | 36.66 | 35.59 | 33.86 | 33.89 | 34.59 | 33.88 | 33.15 | 33.02 | 33.09 |
% First time homebuyer | 32.74% | 25.85% | 22.69% | 23.98% | 22.79% | 21.03% | 19.52% | 20.50% | 20.07% |
Avg mortgage insurance % | 10.09% | 9.91% | 10.76% | 10.22% | 9.88% | 7.63% | 8.12% | 9.17% | 9.04% |
Best Mortgage Brokers around Saluda, North Carolina 28773
For those searching for a new home in Saluda, we have compiled a list of the top mortgage brokers located in and around Saluda, North Carolina 28773 to assist you with your search.
Onemain Financial
11805 S 226 Hwy
Spruce Pine NC 28773
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
May Coalition
169 Locust St
Spruce Pine NC 28773
(828) 765-8880
mayloan@bellsouth.net
OneMain Financial
11805 Highway 226
Spruce Pine NC 28773
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
Wells Fargo Home Mortgage
189 Oak Ave
Spruce Pine NC 28773
(828) 765-3700
http://www.wellsfargo.com/mortgage/
Mountain Village Mortgage
3065 US Highway 64 E
Sapphire NC 28773
(828) 743-7073
Address
11805 S 226 Hwy
Spruce Pine NC
Contact
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
Address
169 Locust St
Spruce Pine NC
Contact
(828) 765-8880
mayloan@bellsouth.net
Address
11805 Highway 226
Spruce Pine NC
Contact
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html