Compare Today’s Mortgage Rates in Sandy Ridge, North Carolina 27046
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Sandy Ridge, North Carolina 27046.
Our search engine thoroughly explores all home mortgage options in Sandy Ridge, North Carolina 27046, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $17,167 in lifetime cash or $48 per month in Sandy Ridge and other areas of Stokes county.
Summary of Average Mortgages in Sandy Ridge, North Carolina 27046
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Interactive Mortgage Rate Projections for Sandy Ridge, North Carolina 27046
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sandy Ridge, NC 27046. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sandy Ridge, North Carolina 27046 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sandy Ridge, North Carolina and around Stokes county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 93.01% | 92.14% | 89.77% | 90.53% | 85.38% | 89.39% | 87.38% | 83.70% |
avg mortgage rate | 6.41% | 4.60% | 3.05% | 3.34% | 4.36% | 4.57% | 4.13% | 3.88% | 4.06% |
% 15 year fixed mortgage | 0.57% | 5.15% | 5.67% | 7.78% | 6.71% | 10.14% | 8.57% | 10.17% | 13.22% |
avg mortgage rate | 5.75% | 3.72% | 2.40% | 2.94% | 3.66% | 3.97% | 3.37% | 3.08% | 3.26% |
Avg credit score | 852.96 | 750.09 | 751.22 | 766.99 | 749.55 | 755.68 | 753.10 | 770.16 | 754.56 |
Avg LTV (loan to value) | 80.65% | 81.62% | 83.75% | 84.08% | 83.01% | 81.23% | 83.04% | 81.79% | 82.95% |
Avg DTI (debt to income) | 36.42 | 34.15 | 33.48 | 33.44 | 33.31 | 32.60 | 31.42 | 31.46 | 31.39 |
% First time homebuyer | 41.48% | 37.30% | 30.15% | 30.98% | 30.81% | 22.81% | 27.55% | 25.80% | 26.21% |
Avg mortgage insurance % | 12.84% | 13.38% | 14.94% | 15.16% | 14.12% | 11.96% | 13.31% | 13.06% | 13.48% |
Best Mortgage Brokers around Sandy Ridge, North Carolina 27046
For those searching for a new home in Sandy Ridge, we have compiled a list of the top mortgage brokers located in and around Sandy Ridge, North Carolina 27046 to assist you with your search.
Springleaf Financial Services
207 Ash St
Yadkinville NC 27046
(336) 679-2066
compliancehelpline@slfs.com
Carolina Farm Credit
1001 S State St
Yadkinville NC 27046
(336) 679-2013
carolinafarmcredit@yahoo.com
Double Oo Pawn
203 W 3rd St
Walnut Cove NC 27046
(336) 591-9304
Springleaf Financial Services
2133 Rockford St
Mount Airy NC 27046
(336) 789-5003
compliancehelpline@slfs.com
OneMain Financial
633 W Independence Blvd
Mount Airy NC 27046
(336) 789-1233
http://branches.onemainfinancial.com/nc/mount-airy/633-independence-blvd.html
Address
207 Ash St
Yadkinville NC
Contact
(336) 679-2066
compliancehelpline@slfs.com
Address
1001 S State St
Yadkinville NC
Contact
(336) 679-2013
carolinafarmcredit@yahoo.com
Address
203 W 3rd St
Walnut Cove NC
Contact
(336) 591-9304