Compare Today’s Mortgage Rates for Sapphire, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Sapphire, North Carolina 28774. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,437 or $32 / month in Sapphire and surrounding areas of Transylvania county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Sapphire, North Carolina 28774.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Sapphire, North Carolina 28774

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Sapphire, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Sapphire, NC 28774, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Sapphire, NC

Historical Mortgage Rates for Sapphire, North Carolina 28774 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Sapphire, North Carolina and around Transylvania county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sapphire, North Carolina 28774

If you’re looking to buy a new home in Sapphire, we have compiled a list of the leading mortgage brokers around Sapphire, North Carolina 28774 to help you with your search.

Name
Address
Contact

Mountain Village Mortgage

3065 US Highway 64 E

Sapphire NC 28774

(828) 743-7073

Onemain Financial

11805 S 226 Hwy

Spruce Pine NC 28774

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

May Coalition

169 Locust St

Spruce Pine NC 28774

(828) 765-8880

mayloan@bellsouth.net

OneMain Financial

11805 Highway 226

Spruce Pine NC 28774

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

Wells Fargo Home Mortgage

189 Oak Ave

Spruce Pine NC 28774

(828) 765-3700

http://www.wellsfargo.com/mortgage/

Address

3065 US Highway 64 E

Sapphire NC

Contact

(828) 743-7073

Address

11805 S 226 Hwy

Spruce Pine NC

Contact

(828) 765-4503

http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html

Address

169 Locust St

Spruce Pine NC

Contact

(828) 765-8880

mayloan@bellsouth.net

News on Mortgages and Reverse Mortgages for Sapphire, North Carolina 28774