Compare Today’s Mortgage Rates for Sapphire, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Sapphire, North Carolina 28774. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,437 or $32 / month in Sapphire and surrounding areas of Transylvania county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Sapphire, North Carolina 28774.
Summary of Average Mortgage Terms in Sapphire, North Carolina 28774
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Interactive Mortgage Rate Projections for Sapphire, NC
To forecast and predict mortgage rates in Sapphire, NC 28774, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Sapphire, North Carolina 28774 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Sapphire, North Carolina and around Transylvania county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sapphire, North Carolina 28774
If you’re looking to buy a new home in Sapphire, we have compiled a list of the leading mortgage brokers around Sapphire, North Carolina 28774 to help you with your search.
Mountain Village Mortgage
3065 US Highway 64 E
Sapphire NC 28774
(828) 743-7073
Onemain Financial
11805 S 226 Hwy
Spruce Pine NC 28774
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
May Coalition
169 Locust St
Spruce Pine NC 28774
(828) 765-8880
mayloan@bellsouth.net
OneMain Financial
11805 Highway 226
Spruce Pine NC 28774
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
Wells Fargo Home Mortgage
189 Oak Ave
Spruce Pine NC 28774
(828) 765-3700
http://www.wellsfargo.com/mortgage/
Address
3065 US Highway 64 E
Sapphire NC
Contact
(828) 743-7073
Address
11805 S 226 Hwy
Spruce Pine NC
Contact
(828) 765-4503
http://branches.onemainfinancial.com/nc/spruce-pine/11805-highway-226-south.html
Address
169 Locust St
Spruce Pine NC
Contact
(828) 765-8880
mayloan@bellsouth.net