Compare Today’s Mortgage Rates for Saratoga, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Saratoga, North Carolina 27873. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,173 or $34 / month in Saratoga and other areas of Wilson county.

Our search engine explores all home mortgage options in Saratoga, North Carolina 27873, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

35.662778 -77.767613

Summary of Average Mortgage Terms in Saratoga, North Carolina 27873

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saratoga, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saratoga, NC 27873, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saratoga, NC

Historical Mortgage Rates for Saratoga, North Carolina 27873 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Saratoga, North Carolina and around Wilson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saratoga, North Carolina 27873

If you’re looking to buy a new home in Saratoga, we have compiled a list of the leading mortgage brokers around Saratoga, North Carolina 27873 to help you with your search.

Name
Address
Contact

Welcome Finance

1023 Roanoke Ave

Roanoke Rapids NC 27873

(252) 537-1286

https://www.wfcnc.com/

OneMain Financial

300 Becker Dr

Roanoke Rapids NC 27873

(252) 537-7152

http://branches.onemainfinancial.com/nc/roanoke-rapids/300-becker-drive.html

Springleaf Financial Services

323 Premier Blvd

Roanoke Rapids NC 27873

(252) 535-2011

https://www.springleaf.com/branches/NC/Roanoke-Rapids/27870/1452

Southern Loans

1738 Julian R Allsbrook Hwy

Roanoke Rapids NC 27873

(252) 537-3505

home-office@southern-loans.com

Pfeiffer, Charles A

540 Roanoke Ave

Roanoke Rapids NC 27873

(252) 537-8774

Address

1023 Roanoke Ave

Roanoke Rapids NC

Contact

(252) 537-1286

https://www.wfcnc.com/

Address

300 Becker Dr

Roanoke Rapids NC

Contact

(252) 537-7152

http://branches.onemainfinancial.com/nc/roanoke-rapids/300-becker-drive.html

Address

323 Premier Blvd

Roanoke Rapids NC

Contact

(252) 535-2011

https://www.springleaf.com/branches/NC/Roanoke-Rapids/27870/1452

News on Mortgages and Reverse Mortgages for Saratoga, North Carolina 27873