Compare Today’s Mortgage Rates for Saratoga, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Saratoga, North Carolina 27873. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $38,257 or $106 / month in Saratoga and other areas of Wilson county.
Our search engine explores all home mortgage options in Saratoga, North Carolina 27873, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Saratoga, North Carolina 27873
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Interactive Mortgage Rate Projections for Saratoga, NC
To forecast and predict mortgage rates in Saratoga, NC 27873, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Saratoga, North Carolina 27873 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Saratoga, North Carolina and around Wilson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Saratoga, North Carolina 27873
If you’re looking to buy a new home in Saratoga, we have compiled a list of the leading mortgage brokers around Saratoga, North Carolina 27873 to help you with your search.
Welcome Finance
1023 Roanoke Ave
Roanoke Rapids NC 27873
(252) 537-1286
https://www.wfcnc.com/
OneMain Financial
300 Becker Dr
Roanoke Rapids NC 27873
(252) 537-7152
http://branches.onemainfinancial.com/nc/roanoke-rapids/300-becker-drive.html
Springleaf Financial Services
323 Premier Blvd
Roanoke Rapids NC 27873
(252) 535-2011
https://www.springleaf.com/branches/NC/Roanoke-Rapids/27870/1452
Southern Loans
1738 Julian R Allsbrook Hwy
Roanoke Rapids NC 27873
(252) 537-3505
home-office@southern-loans.com
Pfeiffer, Charles A
540 Roanoke Ave
Roanoke Rapids NC 27873
(252) 537-8774
Address
1023 Roanoke Ave
Roanoke Rapids NC
Contact
(252) 537-1286
https://www.wfcnc.com/
Address
300 Becker Dr
Roanoke Rapids NC
Contact
(252) 537-7152
http://branches.onemainfinancial.com/nc/roanoke-rapids/300-becker-drive.html
Address
323 Premier Blvd
Roanoke Rapids NC
Contact
(252) 535-2011
https://www.springleaf.com/branches/NC/Roanoke-Rapids/27870/1452