Compare Today’s Mortgage Rates for Scotland Neck, North Carolina

Pureloan searches mortgage lenders and major banks in Scotland Neck, North Carolina 27874 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,222 or $9 / month is expected in Scotland Neck and other areas of Halifax county.

Pureloan’s search engine explores all home mortgage options in Scotland Neck, North Carolina 27874, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Scotland Neck, North Carolina 27874

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Scotland Neck, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Scotland Neck, NC 27874, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Scotland Neck, NC

Historical Mortgage Rates for Scotland Neck, North Carolina 27874 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Scotland Neck, North Carolina and around Halifax county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Scotland Neck, North Carolina 27874

If you’re looking to buy a new home in Scotland Neck, we have compiled a list of the leading mortgage brokers around Scotland Neck, North Carolina 27874 to help you with your search.

Name
Address
Contact

Welcome Finance

1023 Roanoke Ave

Roanoke Rapids NC 27874

(252) 537-1286

https://www.wfcnc.com/

OneMain Financial

300 Becker Dr

Roanoke Rapids NC 27874

(252) 537-7152

http://branches.onemainfinancial.com/nc/roanoke-rapids/300-becker-drive.html

Springleaf Financial Services

323 Premier Blvd

Roanoke Rapids NC 27874

(252) 535-2011

https://www.springleaf.com/branches/NC/Roanoke-Rapids/27870/1452

Southern Loans

1738 Julian R Allsbrook Hwy

Roanoke Rapids NC 27874

(252) 537-3505

home-office@southern-loans.com

Pfeiffer, Charles A

540 Roanoke Ave

Roanoke Rapids NC 27874

(252) 537-8774

Address

1023 Roanoke Ave

Roanoke Rapids NC

Contact

(252) 537-1286

https://www.wfcnc.com/

Address

300 Becker Dr

Roanoke Rapids NC

Contact

(252) 537-7152

http://branches.onemainfinancial.com/nc/roanoke-rapids/300-becker-drive.html

Address

323 Premier Blvd

Roanoke Rapids NC

Contact

(252) 535-2011

https://www.springleaf.com/branches/NC/Roanoke-Rapids/27870/1452

News on Mortgages and Reverse Mortgages for Scotland Neck, North Carolina 27874