Compare Today’s Mortgage Rates for Scotland Neck, North Carolina
Pureloan searches mortgage lenders and major banks in Scotland Neck, North Carolina 27874 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,222 or $9 / month is expected in Scotland Neck and other areas of Halifax county.
Pureloan’s search engine explores all home mortgage options in Scotland Neck, North Carolina 27874, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Scotland Neck, North Carolina 27874
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Interactive Mortgage Rate Projections for Scotland Neck, NC
To forecast and predict mortgage rates in Scotland Neck, NC 27874, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Scotland Neck, North Carolina 27874 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Scotland Neck, North Carolina and around Halifax county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Scotland Neck, North Carolina 27874
If you’re looking to buy a new home in Scotland Neck, we have compiled a list of the leading mortgage brokers around Scotland Neck, North Carolina 27874 to help you with your search.
Welcome Finance
1023 Roanoke Ave
Roanoke Rapids NC 27874
(252) 537-1286
https://www.wfcnc.com/
OneMain Financial
300 Becker Dr
Roanoke Rapids NC 27874
(252) 537-7152
http://branches.onemainfinancial.com/nc/roanoke-rapids/300-becker-drive.html
Springleaf Financial Services
323 Premier Blvd
Roanoke Rapids NC 27874
(252) 535-2011
https://www.springleaf.com/branches/NC/Roanoke-Rapids/27870/1452
Southern Loans
1738 Julian R Allsbrook Hwy
Roanoke Rapids NC 27874
(252) 537-3505
home-office@southern-loans.com
Pfeiffer, Charles A
540 Roanoke Ave
Roanoke Rapids NC 27874
(252) 537-8774
Address
1023 Roanoke Ave
Roanoke Rapids NC
Contact
(252) 537-1286
https://www.wfcnc.com/
Address
300 Becker Dr
Roanoke Rapids NC
Contact
(252) 537-7152
http://branches.onemainfinancial.com/nc/roanoke-rapids/300-becker-drive.html
Address
323 Premier Blvd
Roanoke Rapids NC
Contact
(252) 535-2011
https://www.springleaf.com/branches/NC/Roanoke-Rapids/27870/1452