Compare Today’s Mortgage Rates for Scotts, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Scotts, North Carolina 28699. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,502 or $15 / month in Scotts and surrounding areas of Alexander county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Scotts, North Carolina 28699.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Scotts, North Carolina 28699

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Scotts, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Scotts, NC 28699, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Scotts, NC

Historical Mortgage Rates for Scotts, North Carolina 28699 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Scotts, North Carolina and around Alexander county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Scotts, North Carolina 28699

If you’re looking to buy a new home in Scotts, we have compiled a list of the leading mortgage brokers around Scotts, North Carolina 28699 to help you with your search.

Name
Address
Contact

Cornerstone Residential Mortgage

56 White Oak Rd

Arden NC 28699

(828) 650-9422

englebertstassinopolus@yahoo.com

Springleaf Financial Services

229 Airport Rd

Arden NC 28699

(828) 684-1958

https://www.springleaf.com/branches/NC/Arden/28704/1431

Acceptance Now

233 Airport Rd

Arden NC 28699

(828) 687-2713

http://acceptancenow.com

Equity One

551 N Main St

Marion NC 28699

(828) 652-4442

http://equityone.com

Ace Cash Express

320 Broad St

Marion NC 28699

(704) 867-9454

http://www.acecashexpress.com/

Address

56 White Oak Rd

Arden NC

Contact

(828) 650-9422

englebertstassinopolus@yahoo.com

Address

229 Airport Rd

Arden NC

Contact

(828) 684-1958

https://www.springleaf.com/branches/NC/Arden/28704/1431

Address

233 Airport Rd

Arden NC

Contact

(828) 687-2713

http://acceptancenow.com

News on Mortgages and Reverse Mortgages for Scotts, North Carolina 28699