Compare Today’s Mortgage Rates in Shallotte, North Carolina 28459
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Shallotte, North Carolina 28459.
Our search engine thoroughly explores all home mortgage options in Shallotte, North Carolina 28459, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,910 in lifetime cash or $14 per month in Shallotte and other areas of Brunswick county.
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Summary of Average Mortgages in Shallotte, North Carolina 28459
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Shallotte, North Carolina 28459
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Shallotte, NC 28459. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Shallotte, North Carolina 28459 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Shallotte, North Carolina and around Brunswick county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.08% | 93.15% | 93.84% | 91.92% | 89.49% | 89.20% | 89.62% | 89.43% | 85.28% |
| avg mortgage rate | 6.45% | 4.50% | 3.05% | 3.34% | 4.38% | 4.58% | 4.18% | 3.88% | 4.08% |
| % 15 year fixed mortgage | 4.04% | 5.17% | 5.08% | 6.00% | 7.88% | 8.96% | 8.06% | 8.97% | 12.16% |
| avg mortgage rate | 5.67% | 3.65% | 2.44% | 2.90% | 3.76% | 3.96% | 3.38% | 3.12% | 3.26% |
| Avg credit score | 760.82 | 762.22 | 761.25 | 762.36 | 764.37 | 761.50 | 759.14 | 762.44 | 760.86 |
| Avg LTV (loan to value) | 73.26% | 76.38% | 79.15% | 79.87% | 79.02% | 76.16% | 77.35% | 78.70% | 77.35% |
| Avg DTI (debt to income) | 37.08 | 35.82 | 34.41 | 34.69 | 36.11 | 35.02 | 34.56 | 34.13 | 33.67 |
| % First time homebuyer | 25.38% | 22.72% | 20.92% | 21.23% | 21.07% | 16.52% | 18.30% | 18.26% | 17.03% |
| Avg mortgage insurance % | 8.43% | 9.21% | 10.21% | 10.78% | 9.84% | 7.21% | 7.55% | 8.93% | 7.46% |
Best Mortgage Brokers around Shallotte, North Carolina 28459
For those searching for a new home in Shallotte, we have compiled a list of the top mortgage brokers located in and around Shallotte, North Carolina 28459 to assist you with your search.
Name
Address
Contact
American General Financial Svc
120 Shallotte Crossing Pkwy
Shallotte NC 28459
(910) 754-4381
http://www.loansfast.com
Equity Attainment
117 Holden Beach Rd SW
Shallotte NC 28459
(910) 754-2929
USA Checks Cashed
5001 Main St
Shallotte NC 28459
(910) 754-7918
contact@gun-shop-finder.com
Springleaf Financial Services
120 Shallotte Crossing Pkwy
Shallotte NC 28459
(910) 754-4381
compliancehelpline@slfs.com
Cape Fear Farm Credit
4631 Main St
Shallotte NC 28459
(910) 754-6203
ask@farmcredit.com
Address
120 Shallotte Crossing Pkwy
Shallotte NC
Contact
(910) 754-4381
http://www.loansfast.com
Address
117 Holden Beach Rd SW
Shallotte NC
Contact
(910) 754-2929
Address
5001 Main St
Shallotte NC
Contact
(910) 754-7918
contact@gun-shop-finder.com