Compare Today’s Mortgage Rates for Shelby, North Carolina

Pureloan searches mortgage lenders and major banks in Shelby, North Carolina 28150 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,930 or $41 / month is expected in Shelby and other areas of Cleveland county.

Pureloan’s search engine explores all home mortgage options in Shelby, North Carolina 28150, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Shelby, North Carolina 28150

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Shelby, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Shelby, NC 28150, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Shelby, NC

Historical Mortgage Rates for Shelby, North Carolina 28150 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Shelby, North Carolina and around Cleveland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Shelby, North Carolina 28150

If you’re looking to buy a new home in Shelby, we have compiled a list of the leading mortgage brokers around Shelby, North Carolina 28150 to help you with your search.

Name
Address
Contact

S & T Mortgage Services

4162 W Dixon Blvd

Shelby NC 28150

(704) 434-6405

Century 21 Dedmon Properties

117 Laney Dr

Shelby NC 28150

(704) 915-0757

Transnorth Finance Co.

417 S Post Rd

Shelby NC 28150

(704) 487-9966

Easy Finance

325 W Dixon Blvd

Shelby NC 28150

(704) 471-1353

http://blantoncars.com

Onemain Financial

1606 E Dixon Blvd

Shelby NC 28150

(704) 487-8554

http://www.onemainfinancial.com/uscfa/cfa/portal/home.do

Address

4162 W Dixon Blvd

Shelby NC

Contact

(704) 434-6405

Address

117 Laney Dr

Shelby NC

Contact

(704) 915-0757

Address

417 S Post Rd

Shelby NC

Contact

(704) 487-9966

News on Mortgages and Reverse Mortgages for Shelby, North Carolina 28150