Compare Today’s Mortgage Rates in Shelby, North Carolina 28151
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Shelby, North Carolina 28151.
Our search engine thoroughly explores all home mortgage options in Shelby, North Carolina 28151, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,313 in lifetime cash or $26 per month in Shelby and other areas of Cleveland county.
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Summary of Average Mortgages in Shelby, North Carolina 28151
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Shelby, North Carolina 28151
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Shelby, NC 28151. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Shelby, North Carolina 28151 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Shelby, North Carolina and around Cleveland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.48% | 94.03% | 92.55% | 92.17% | 90.15% | 89.98% | 89.48% | 88.92% | 88.40% |
avg mortgage rate | 6.28% | 4.54% | 3.01% | 3.34% | 4.33% | 4.58% | 4.17% | 3.91% | 4.08% |
% 15 year fixed mortgage | 5.39% | 4.16% | 5.77% | 6.17% | 8.01% | 8.01% | 8.48% | 9.07% | 9.81% |
avg mortgage rate | 5.51% | 3.67% | 2.38% | 2.87% | 3.77% | 3.91% | 3.32% | 3.07% | 3.23% |
Avg credit score | 766.66 | 756.73 | 753.69 | 758.76 | 752.63 | 759.93 | 758.27 | 749.53 | 756.13 |
Avg LTV (loan to value) | 77.36% | 79.75% | 80.99% | 81.86% | 80.96% | 79.43% | 80.13% | 80.90% | 80.27% |
Avg DTI (debt to income) | 36.87 | 35.83 | 33.96 | 34.12 | 34.76 | 34.63 | 33.84 | 33.11 | 32.91 |
% First time homebuyer | 40.43% | 34.13% | 29.24% | 28.49% | 29.34% | 22.10% | 24.57% | 21.27% | 23.55% |
Avg mortgage insurance % | 11.09% | 11.77% | 12.26% | 13.22% | 11.85% | 10.47% | 11.34% | 12.00% | 11.69% |
Best Mortgage Brokers around Shelby, North Carolina 28151
For those searching for a new home in Shelby, we have compiled a list of the top mortgage brokers located in and around Shelby, North Carolina 28151 to assist you with your search.
Name
Address
Contact
S & T Mortgage Services
4162 W Dixon Blvd
Shelby NC 28151
(704) 434-6405
Century 21 Dedmon Properties
117 Laney Dr
Shelby NC 28151
(704) 915-0757
Transnorth Finance Co.
417 S Post Rd
Shelby NC 28151
(704) 487-9966
Easy Finance
325 W Dixon Blvd
Shelby NC 28151
(704) 471-1353
http://blantoncars.com
Onemain Financial
1606 E Dixon Blvd
Shelby NC 28151
(704) 487-8554
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
4162 W Dixon Blvd
Shelby NC
Contact
(704) 434-6405
Address
117 Laney Dr
Shelby NC
Contact
(704) 915-0757
Address
417 S Post Rd
Shelby NC
Contact
(704) 487-9966