Compare Today’s Mortgage Rates for Siler City, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Siler City, North Carolina 27344. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,725 or $24 / month in Siler City and surrounding areas of Chatham county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Siler City, North Carolina 27344.
Summary of Average Mortgage Terms in Siler City, North Carolina 27344
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Interactive Mortgage Rate Projections for Siler City, NC
To forecast and predict mortgage rates in Siler City, NC 27344, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Siler City, North Carolina 27344 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Siler City, North Carolina and around Chatham county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Siler City, North Carolina 27344
If you’re looking to buy a new home in Siler City, we have compiled a list of the leading mortgage brokers around Siler City, North Carolina 27344 to help you with your search.
Name
Address
Contact
Carolina Farm Credit
110 E Beaver St
Siler City NC 27344
(919) 742-2189
carolinafarmcredit@yahoo.com
Old North State Trust
106 W Raleigh St
Siler City NC 27344
(919) 663-3996
denis@oldnorthstatetrust.com
Village Finance
124 Siler Xing
Siler City NC 27344
(919) 663-0180
Blazer Mortgage Services
1408 Freeway Dr
Reidsville NC 27344
(336) 342-6310
Patrick Henry National Bank
305 S Main St
Reidsville NC 27344
(336) 342-5625
Address
110 E Beaver St
Siler City NC
Contact
(919) 742-2189
carolinafarmcredit@yahoo.com
Address
106 W Raleigh St
Siler City NC
Contact
(919) 663-3996
denis@oldnorthstatetrust.com
Address
124 Siler Xing
Siler City NC
Contact
(919) 663-0180