Compare Today’s Mortgage Rates for Smithfield, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Smithfield, North Carolina 27577. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,076 or $14 / month in Smithfield and surrounding areas of Johnston county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Smithfield, North Carolina 27577.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

35.50684 -78.347866

Summary of Average Mortgage Terms in Smithfield, North Carolina 27577

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Smithfield, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Smithfield, NC 27577, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Smithfield, NC

Historical Mortgage Rates for Smithfield, North Carolina 27577 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Smithfield, North Carolina and around Johnston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Smithfield, North Carolina 27577

If you’re looking to buy a new home in Smithfield, we have compiled a list of the leading mortgage brokers around Smithfield, North Carolina 27577 to help you with your search.

Name
Address
Contact

Watson Katie

1342 N Brightleaf Blvd

Smithfield NC 27577

(919) 938-1101

Quality Finance Co.

721 N Brightleaf Blvd

Smithfield NC 27577

(919) 934-1111

North State Acceptance

1662 E Booker Dairy Rd

Smithfield NC 27577

(919) 205-1094

Mid-East Acceptance

1709 S Brightleaf Blvd

Smithfield NC 27577

(919) 934-5008

Cpg Finance

1025 Industrial Park Dr

Smithfield NC 27577

(919) 989-7149

Address

1342 N Brightleaf Blvd

Smithfield NC

Contact

(919) 938-1101

Address

721 N Brightleaf Blvd

Smithfield NC

Contact

(919) 934-1111

Address

1662 E Booker Dairy Rd

Smithfield NC

Contact

(919) 205-1094

News on Mortgages and Reverse Mortgages for Smithfield, North Carolina 27577