Compare Today’s Mortgage Rates in Sophia, North Carolina 27350
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Sophia, North Carolina 27350.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,573 over the lifetime of your 30-year fixed loan, or a monthly savings of $21 in Sophia and other areas of Randolph county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Sophia, North Carolina 27350
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Sophia, North Carolina 27350
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sophia, NC 27350. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sophia, North Carolina 27350 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sophia, North Carolina and around Randolph county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.59% | 90.93% | 89.43% | 87.12% | 85.66% | 83.09% | 82.93% | 82.36% | 82.06% |
| avg mortgage rate | 6.52% | 4.55% | 3.08% | 3.43% | 4.44% | 4.63% | 4.16% | 3.92% | 4.08% |
| % 15 year fixed mortgage | 7.41% | 6.68% | 8.69% | 10.47% | 9.85% | 11.00% | 13.17% | 13.70% | 14.52% |
| avg mortgage rate | 5.89% | 3.78% | 2.44% | 2.91% | 3.89% | 3.99% | 3.44% | 3.17% | 3.18% |
| Avg credit score | 748.81 | 758.98 | 761.00 | 753.48 | 749.85 | 772.20 | 771.91 | 754.22 | 758.15 |
| Avg LTV (loan to value) | 80.04% | 80.96% | 83.08% | 84.28% | 83.25% | 81.20% | 81.23% | 81.88% | 80.87% |
| Avg DTI (debt to income) | 35.69 | 34.88 | 32.95 | 32.56 | 32.85 | 33.35 | 32.56 | 31.32 | 31.67 |
| % First time homebuyer | 33.80% | 30.81% | 29.67% | 28.69% | 30.42% | 25.45% | 23.75% | 25.00% | 26.61% |
| Avg mortgage insurance % | 12.59% | 12.00% | 13.44% | 14.05% | 13.45% | 10.86% | 10.73% | 10.76% | 10.57% |
Best Mortgage Brokers around Sophia, North Carolina 27350
For those searching for a new home in Sophia, we have compiled a list of the top mortgage brokers located in and around Sophia, North Carolina 27350 to assist you with your search.
Name
Address
Contact
Abacus Mortgage Training & Education
4527 US Highway 220 N
Summerfield NC 27350
(336) 644-6615
http://www.abacusmortgagetraining.com
Wells Fargo Home Mortgage
6004 Early Trail Rd
Summerfield NC 27350
(336) 643-4997
http://www.wellsfargo.com/mortgage/
First Carolina Mortgage
201 Pomona Dr
Greensboro NC 27350
(336) 632-4805
Principle Mortgage Group
164 Thatcher Rd
Greensboro NC 27350
(336) 665-0201
Olympia West Mortgage Group
218 S Swing Rd
Greensboro NC 27350
(336) 369-1449
Address
4527 US Highway 220 N
Summerfield NC
Contact
(336) 644-6615
http://www.abacusmortgagetraining.com
Address
6004 Early Trail Rd
Summerfield NC
Contact
(336) 643-4997
http://www.wellsfargo.com/mortgage/
Address
201 Pomona Dr
Greensboro NC
Contact
(336) 632-4805