Compare Today’s Mortgage Rates for Sparta, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Sparta, North Carolina 28675. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $22,879 or $64 / month in Sparta and surrounding areas of Alleghany county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Sparta, North Carolina 28675.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Sparta, North Carolina 28675

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Sparta, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Sparta, NC 28675, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Sparta, NC

Historical Mortgage Rates for Sparta, North Carolina 28675 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Sparta, North Carolina and around Alleghany county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sparta, North Carolina 28675

If you’re looking to buy a new home in Sparta, we have compiled a list of the leading mortgage brokers around Sparta, North Carolina 28675 to help you with your search.

Name
Address
Contact

Glade Valley

47 Poplar St

Sparta NC 28675

(336) 844-4849

ed.chap1@gmail.com

Carolina Farm Credit

282 N Main St

Sparta NC 28675

(336) 372-8587

http://www.carolinafarmcredit.com

Kenneth W Jones 24hr Road Service

516 Crestview Dr SW

Taylorsville NC 28675

(828) 855-5752

kennethwjonesroadservice@yahoo.com

Carolina Farm Credit

1218 Nc Highway 90 W

Taylorsville NC 28675

(828) 632-8121

http://www.carolinafarmcredit.com/

Premier Home Mortgages

562 Nc Highway 16 S

Taylorsville NC 28675

(828) 632-8282

Address

47 Poplar St

Sparta NC

Contact

(336) 844-4849

ed.chap1@gmail.com

Address

282 N Main St

Sparta NC

Contact

(336) 372-8587

http://www.carolinafarmcredit.com

Address

516 Crestview Dr SW

Taylorsville NC

Contact

(828) 855-5752

kennethwjonesroadservice@yahoo.com

News on Mortgages and Reverse Mortgages for Sparta, North Carolina 28675