Compare Today’s Mortgage Rates for Spindale, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Spindale, North Carolina 28160. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,622 or $16 / month in Spindale and surrounding areas of Rutherford county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Spindale, North Carolina 28160.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Spindale, North Carolina 28160

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Spindale, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spindale, NC 28160, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Spindale, NC

Historical Mortgage Rates for Spindale, North Carolina 28160 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Spindale, North Carolina and around Rutherford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spindale, North Carolina 28160

If you’re looking to buy a new home in Spindale, we have compiled a list of the leading mortgage brokers around Spindale, North Carolina 28160 to help you with your search.

Name
Address
Contact

Welcome Finance Co.

1639 US Highway 74A Byp

Spindale NC 28160

(828) 287-3373

http://wfcnc.com

Carolina Farm Credit

319 Oak St

Spindale NC 28160

(828) 286-9183

spindale@carolinafarmcredit.co

C & F Mortgage Corporation

8008 Corporate Center Dr

Charlotte NC 28160

(704) 944-3217

http://www.cfmortgagecorp.com

Atlantic Bay Mortgage Group

8701 Red Oak Blvd

Charlotte NC 28160

(704) 523-7311

Metrolina Mortgage Relief

4711 Nations Crossing Rd

Charlotte NC 28160

(704) 523-4335

Address

1639 US Highway 74A Byp

Spindale NC

Contact

(828) 287-3373

http://wfcnc.com

Address

319 Oak St

Spindale NC

Contact

(828) 286-9183

spindale@carolinafarmcredit.co

Address

8008 Corporate Center Dr

Charlotte NC

Contact

(704) 944-3217

http://www.cfmortgagecorp.com

News on Mortgages and Reverse Mortgages for Spindale, North Carolina 28160