Compare Today’s Mortgage Rates for Spring Lake, North Carolina

Pureloan searches mortgage lenders and major banks in Spring Lake, North Carolina 28390 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,109 or $14 / month is expected in Spring Lake and other areas of Cumberland county.

Pureloan’s search engine explores all home mortgage options in Spring Lake, North Carolina 28390, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Spring Lake, North Carolina 28390

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Spring Lake, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spring Lake, NC 28390, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Spring Lake, NC

Historical Mortgage Rates for Spring Lake, North Carolina 28390 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Spring Lake, North Carolina and around Cumberland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spring Lake, North Carolina 28390

If you’re looking to buy a new home in Spring Lake, we have compiled a list of the leading mortgage brokers around Spring Lake, North Carolina 28390 to help you with your search.

Name
Address
Contact

All American Finance

233 S Bragg Blvd

Spring Lake NC 28390

(910) 436-7227

Rbc Bank

121 Skyland Plz

Spring Lake NC 28390

(910) 868-7539

OneMain Financial

630 Lillington Hwy

Spring Lake NC 28390

(910) 497-7141

http://branches.onemainfinancial.com/nc/spring-lake/630-n--lillington-highway.html

Future Financial Services

102 N Front St

Warsaw NC 28390

(910) 293-3043

http://futurefinancial1.com

Mortgage Management Accounting & Software

316 N Front St

Warsaw NC 28390

(910) 293-3946

Address

233 S Bragg Blvd

Spring Lake NC

Contact

(910) 436-7227

Address

121 Skyland Plz

Spring Lake NC

Contact

(910) 868-7539

Address

630 Lillington Hwy

Spring Lake NC

Contact

(910) 497-7141

http://branches.onemainfinancial.com/nc/spring-lake/630-n--lillington-highway.html

News on Mortgages and Reverse Mortgages for Spring Lake, North Carolina 28390