Compare Today’s Mortgage Rates for Stacy, North Carolina
Pureloan searches mortgage lenders and major banks in Stacy, North Carolina 28581 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,185 or $39 / month is expected in Stacy and other areas of Carteret county.
Pureloan’s search engine explores all home mortgage options in Stacy, North Carolina 28581, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Stacy, North Carolina 28581
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APR
Expected Savings
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Interactive Mortgage Rate Projections for Stacy, NC
To forecast and predict mortgage rates in Stacy, NC 28581, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Stacy, North Carolina 28581 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Stacy, North Carolina and around Carteret county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Stacy, North Carolina 28581
If you’re looking to buy a new home in Stacy, we have compiled a list of the leading mortgage brokers around Stacy, North Carolina 28581 to help you with your search.
Name
Address
Contact
Onemain Financial
670 W Corbett Ave
Swansboro NC 28581
(910) 326-6625
http://www.citifinancial.com/
Walker Jackson Mortgage
714 W Corbett Ave
Swansboro NC 28581
(910) 326-0013
Southern Capital Lending
552 Neptune Dr
Swansboro NC 28581
(252) 393-5007
Waterstone Mortgage Corporation
620 E Sabiston Dr
Swansboro NC 28581
(910) 708-1092
http://www.waterstonemortgage.com
Platinum Home Mortgage
670 W Corbett Ave
Swansboro NC 28581
(910) 325-7594
http://phmc.com
Address
670 W Corbett Ave
Swansboro NC
Contact
(910) 326-6625
http://www.citifinancial.com/
Address
714 W Corbett Ave
Swansboro NC
Contact
(910) 326-0013
Address
552 Neptune Dr
Swansboro NC
Contact
(252) 393-5007