Compare Today’s Mortgage Rates in Stanfield, North Carolina 28163
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Stanfield, North Carolina 28163.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Stanfield, North Carolina 28163. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,881 over the lifetime of your mortgage, which translates to a monthly savings of $41 in Stanfield and other areas of Stanly county.
Summary of Average Mortgages in Stanfield, North Carolina 28163
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Interactive Mortgage Rate Projections for Stanfield, North Carolina 28163
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stanfield, NC 28163. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stanfield, North Carolina 28163 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stanfield, North Carolina and around Stanly county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.48% | 94.03% | 92.55% | 92.17% | 90.15% | 89.98% | 89.48% | 88.92% | 88.40% |
avg mortgage rate | 6.28% | 4.54% | 3.01% | 3.34% | 4.33% | 4.58% | 4.17% | 3.91% | 4.08% |
% 15 year fixed mortgage | 5.39% | 4.16% | 5.77% | 6.17% | 8.01% | 8.01% | 8.48% | 9.07% | 9.81% |
avg mortgage rate | 5.51% | 3.67% | 2.38% | 2.87% | 3.77% | 3.91% | 3.32% | 3.07% | 3.23% |
Avg credit score | 766.66 | 756.73 | 753.69 | 758.76 | 752.63 | 759.93 | 758.27 | 749.53 | 756.13 |
Avg LTV (loan to value) | 77.36% | 79.75% | 80.99% | 81.86% | 80.96% | 79.43% | 80.13% | 80.90% | 80.27% |
Avg DTI (debt to income) | 36.87 | 35.83 | 33.96 | 34.12 | 34.76 | 34.63 | 33.84 | 33.11 | 32.91 |
% First time homebuyer | 40.43% | 34.13% | 29.24% | 28.49% | 29.34% | 22.10% | 24.57% | 21.27% | 23.55% |
Avg mortgage insurance % | 11.09% | 11.77% | 12.26% | 13.22% | 11.85% | 10.47% | 11.34% | 12.00% | 11.69% |
Best Mortgage Brokers around Stanfield, North Carolina 28163
For those searching for a new home in Stanfield, we have compiled a list of the top mortgage brokers located in and around Stanfield, North Carolina 28163 to assist you with your search.
Carolina Farm Credit
319 Oak St
Spindale NC 28163
(828) 286-9183
spindale@carolinafarmcredit.co
Welcome Finance Co.
1639 US Highway 74A Byp
Spindale NC 28163
(828) 287-3373
http://wfcnc.com
C & F Mortgage Corporation
8008 Corporate Center Dr
Charlotte NC 28163
(704) 944-3217
http://www.cfmortgagecorp.com
Atlantic Bay Mortgage Group
8701 Red Oak Blvd
Charlotte NC 28163
(704) 523-7311
Metrolina Mortgage Relief
4711 Nations Crossing Rd
Charlotte NC 28163
(704) 523-4335
Address
319 Oak St
Spindale NC
Contact
(828) 286-9183
spindale@carolinafarmcredit.co
Address
1639 US Highway 74A Byp
Spindale NC
Contact
(828) 287-3373
http://wfcnc.com
Address
8008 Corporate Center Dr
Charlotte NC
Contact
(704) 944-3217
http://www.cfmortgagecorp.com