Compare Today’s Mortgage Rates for Stanley, North Carolina

Pureloan searches mortgage lenders and major banks in Stanley, North Carolina 28164 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,334 or $34 / month is expected in Stanley and other areas of Gaston county.

Pureloan’s search engine explores all home mortgage options in Stanley, North Carolina 28164, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

35.351565 -81.095921

Summary of Average Mortgage Terms in Stanley, North Carolina 28164

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Stanley, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Stanley, NC 28164, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Stanley, NC

Historical Mortgage Rates for Stanley, North Carolina 28164 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Stanley, North Carolina and around Gaston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Stanley, North Carolina 28164

If you’re looking to buy a new home in Stanley, we have compiled a list of the leading mortgage brokers around Stanley, North Carolina 28164 to help you with your search.

Name
Address
Contact

Carolina Farm Credit

319 Oak St

Spindale NC 28164

(828) 286-9183

spindale@carolinafarmcredit.co

Welcome Finance Co.

1639 US Highway 74A Byp

Spindale NC 28164

(828) 287-3373

http://wfcnc.com

C & F Mortgage Corporation

8008 Corporate Center Dr

Charlotte NC 28164

(704) 944-3217

http://www.cfmortgagecorp.com

Atlantic Bay Mortgage Group

8701 Red Oak Blvd

Charlotte NC 28164

(704) 523-7311

Metrolina Mortgage Relief

4711 Nations Crossing Rd

Charlotte NC 28164

(704) 523-4335

Address

319 Oak St

Spindale NC

Contact

(828) 286-9183

spindale@carolinafarmcredit.co

Address

1639 US Highway 74A Byp

Spindale NC

Contact

(828) 287-3373

http://wfcnc.com

Address

8008 Corporate Center Dr

Charlotte NC

Contact

(704) 944-3217

http://www.cfmortgagecorp.com

News on Mortgages and Reverse Mortgages for Stanley, North Carolina 28164