Compare Today’s Mortgage Rates for State Road, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in State Road, North Carolina 28676. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,319 or $26 / month in State Road and other areas of Surry county.

Our search engine explores all home mortgage options in State Road, North Carolina 28676, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in State Road, North Carolina 28676

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for State Road, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in State Road, NC 28676, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for State Road, NC

Historical Mortgage Rates for State Road, North Carolina 28676 from 2014 - 2021

We have compiled mortgage rate charts for home loans in State Road, North Carolina and around Surry county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around State Road, North Carolina 28676

If you’re looking to buy a new home in State Road, we have compiled a list of the leading mortgage brokers around State Road, North Carolina 28676 to help you with your search.

Name
Address
Contact

Kenneth W Jones 24hr Road Service

516 Crestview Dr SW

Taylorsville NC 28676

(828) 855-5752

kennethwjonesroadservice@yahoo.com

Carolina Farm Credit

1218 Nc Highway 90 W

Taylorsville NC 28676

(828) 632-8121

http://www.carolinafarmcredit.com/

Premier Home Mortgages

562 Nc Highway 16 S

Taylorsville NC 28676

(828) 632-8282

Springleaf Financial Services

82 Liledoun Rd

Taylorsville NC 28676

(828) 632-9746

http://springleaffinancial.com/

Cornerstone Residential Mortgage

56 White Oak Rd

Arden NC 28676

(828) 650-9422

englebertstassinopolus@yahoo.com

Address

516 Crestview Dr SW

Taylorsville NC

Contact

(828) 855-5752

kennethwjonesroadservice@yahoo.com

Address

1218 Nc Highway 90 W

Taylorsville NC

Contact

(828) 632-8121

http://www.carolinafarmcredit.com/

Address

562 Nc Highway 16 S

Taylorsville NC

Contact

(828) 632-8282

News on Mortgages and Reverse Mortgages for State Road, North Carolina 28676