Compare Today’s Mortgage Rates for Stella, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Stella, North Carolina 28582. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,629 or $18 / month in Stella and surrounding areas of Carteret county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Stella, North Carolina 28582.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Stella, North Carolina 28582

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Stella, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Stella, NC 28582, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Stella, NC

Historical Mortgage Rates for Stella, North Carolina 28582 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Stella, North Carolina and around Carteret county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Stella, North Carolina 28582

If you’re looking to buy a new home in Stella, we have compiled a list of the leading mortgage brokers around Stella, North Carolina 28582 to help you with your search.

Name
Address
Contact

Onemain Financial

670 W Corbett Ave

Swansboro NC 28582

(910) 326-6625

http://www.citifinancial.com/

Walker Jackson Mortgage

714 W Corbett Ave

Swansboro NC 28582

(910) 326-0013

Southern Capital Lending

552 Neptune Dr

Swansboro NC 28582

(252) 393-5007

Waterstone Mortgage Corporation

620 E Sabiston Dr

Swansboro NC 28582

(910) 708-1092

http://www.waterstonemortgage.com

Platinum Home Mortgage

670 W Corbett Ave

Swansboro NC 28582

(910) 325-7594

http://phmc.com

Address

670 W Corbett Ave

Swansboro NC

Contact

(910) 326-6625

http://www.citifinancial.com/

Address

714 W Corbett Ave

Swansboro NC

Contact

(910) 326-0013

Address

552 Neptune Dr

Swansboro NC

Contact

(252) 393-5007

News on Mortgages and Reverse Mortgages for Stella, North Carolina 28582