Compare Today’s Mortgage Rates for Swansboro, North Carolina
Pureloan searches mortgage lenders and major banks in Swansboro, North Carolina 28584 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $9,393 or $26 / month is expected in Swansboro and other areas of Onslow county.
Pureloan’s search engine explores all home mortgage options in Swansboro, North Carolina 28584, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Swansboro, North Carolina 28584
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Swansboro, NC
To forecast and predict mortgage rates in Swansboro, NC 28584, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Swansboro, North Carolina 28584 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Swansboro, North Carolina and around Onslow county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Swansboro, North Carolina 28584
If you’re looking to buy a new home in Swansboro, we have compiled a list of the leading mortgage brokers around Swansboro, North Carolina 28584 to help you with your search.
Name
Address
Contact
Platinum Home Mortgage
670 W Corbett Ave
Swansboro NC 28584
(910) 325-7594
http://phmc.com
Waterstone Mortgage Corporation
620 E Sabiston Dr
Swansboro NC 28584
(910) 708-1092
http://www.waterstonemortgage.com
Southern Capital Lending
552 Neptune Dr
Swansboro NC 28584
(252) 393-5007
Walker Jackson Mortgage
714 W Corbett Ave
Swansboro NC 28584
(910) 326-0013
Onemain Financial
670 W Corbett Ave
Swansboro NC 28584
(910) 326-6625
http://www.citifinancial.com/
Address
670 W Corbett Ave
Swansboro NC
Contact
(910) 325-7594
http://phmc.com
Address
620 E Sabiston Dr
Swansboro NC
Contact
(910) 708-1092
http://www.waterstonemortgage.com
Address
552 Neptune Dr
Swansboro NC
Contact
(252) 393-5007