Compare Today’s Mortgage Rates for Toast, North Carolina

Pureloan searches mortgage lenders and major banks in Toast, North Carolina 27049 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,585 or $16 / month is expected in Toast and other areas of Surry county.

Pureloan’s search engine explores all home mortgage options in Toast, North Carolina 27049, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Toast, North Carolina 27049

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Toast, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Toast, NC 27049, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Toast, NC

Historical Mortgage Rates for Toast, North Carolina 27049 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Toast, North Carolina and around Surry county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Toast, North Carolina 27049

If you’re looking to buy a new home in Toast, we have compiled a list of the leading mortgage brokers around Toast, North Carolina 27049 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

207 Ash St

Yadkinville NC 27049

(336) 679-2066

compliancehelpline@slfs.com

Carolina Farm Credit

1001 S State St

Yadkinville NC 27049

(336) 679-2013

carolinafarmcredit@yahoo.com

Double Oo Pawn

203 W 3rd St

Walnut Cove NC 27049

(336) 591-9304

Springleaf Financial Services

2133 Rockford St

Mount Airy NC 27049

(336) 789-5003

compliancehelpline@slfs.com

OneMain Financial

633 W Independence Blvd

Mount Airy NC 27049

(336) 789-1233

http://branches.onemainfinancial.com/nc/mount-airy/633-independence-blvd.html

Address

207 Ash St

Yadkinville NC

Contact

(336) 679-2066

compliancehelpline@slfs.com

Address

1001 S State St

Yadkinville NC

Contact

(336) 679-2013

carolinafarmcredit@yahoo.com

Address

203 W 3rd St

Walnut Cove NC

Contact

(336) 591-9304

News on Mortgages and Reverse Mortgages for Toast, North Carolina 27049