Compare Today’s Mortgage Rates for Troy, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Troy, North Carolina 27371. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,191 or $34 / month in Troy and surrounding areas of Montgomery county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Troy, North Carolina 27371.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Troy, North Carolina 27371

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Troy, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Troy, NC 27371, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Troy, NC

Historical Mortgage Rates for Troy, North Carolina 27371 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Troy, North Carolina and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Troy, North Carolina 27371

If you’re looking to buy a new home in Troy, we have compiled a list of the leading mortgage brokers around Troy, North Carolina 27371 to help you with your search.

Name
Address
Contact

Amity Finance of Troy

320 N Main St

Troy NC 27371

(910) 576-2200

American Express

5301 McConnell Rd

Whitsett NC 27371

(336) 446-1137

Carolina Farm Credit

1159 Nc Highway 86 N

Yanceyville NC 27371

(336) 694-4622

carolinafarmcredit@yahoo.com

Allied Home Mortgage Capital Corporation

265 Main St

Yanceyville NC 27371

(336) 694-6595

http://www.alliedsouthside.com/

First Carolina Mortgage

201 Pomona Dr

Greensboro NC 27371

(336) 632-4805

Address

320 N Main St

Troy NC

Contact

(910) 576-2200

Address

5301 McConnell Rd

Whitsett NC

Contact

(336) 446-1137

Address

1159 Nc Highway 86 N

Yanceyville NC

Contact

(336) 694-4622

carolinafarmcredit@yahoo.com

News on Mortgages and Reverse Mortgages for Troy, North Carolina 27371