Compare Today’s Mortgage Rates for Valdese, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Valdese, North Carolina 28690. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,484 or $10 / month in Valdese and other areas of Caldwell county.

Our search engine explores all home mortgage options in Valdese, North Carolina 28690, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Valdese, North Carolina 28690

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Valdese, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Valdese, NC 28690, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Valdese, NC

Historical Mortgage Rates for Valdese, North Carolina 28690 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Valdese, North Carolina and around Caldwell county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Valdese, North Carolina 28690

If you’re looking to buy a new home in Valdese, we have compiled a list of the leading mortgage brokers around Valdese, North Carolina 28690 to help you with your search.

Name
Address
Contact

OneMain Financial

1718 Winkler St

Wilkesboro NC 28690

(336) 838-5144

http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html

Springleaf Financial Services

1724 Winkler St

Wilkesboro NC 28690

(336) 838-5157

compliancehelpline@slfs.com

Arcadian Mortgage

602 N Spruce St

Wilkesboro NC 28690

(336) 838-4444

http://www.arcadianmortgage.com

A A Carolina Mortgage Co.

201 W Main St

Wilkesboro NC 28690

(828) 695-8444

http://www.aacarolinamortgage.com

American General Financial Svc

1724 Winkler St

Wilkesboro NC 28690

(336) 838-5157

http://www.loansfast.com

Address

1718 Winkler St

Wilkesboro NC

Contact

(336) 838-5144

http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html

Address

1724 Winkler St

Wilkesboro NC

Contact

(336) 838-5157

compliancehelpline@slfs.com

Address

602 N Spruce St

Wilkesboro NC

Contact

(336) 838-4444

http://www.arcadianmortgage.com

News on Mortgages and Reverse Mortgages for Valdese, North Carolina 28690