Compare Today’s Mortgage Rates for Vale, North Carolina
Pureloan searches mortgage lenders and major banks in Vale, North Carolina 28168 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,504 or $35 / month is expected in Vale and other areas of Lincoln county.
Pureloan’s search engine explores all home mortgage options in Vale, North Carolina 28168, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Vale, North Carolina 28168
Become a certified mortgage expert on Pureloan.com
in Vale, North Carolina 28168
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Vale, NC
To forecast and predict mortgage rates in Vale, NC 28168, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Vale, North Carolina 28168 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Vale, North Carolina and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Vale, North Carolina 28168
If you’re looking to buy a new home in Vale, we have compiled a list of the leading mortgage brokers around Vale, North Carolina 28168 to help you with your search.
Carolina Farm Credit
914 E Caswell St
Wadesboro NC 28168
(704) 694-5127
http://www.carolinafarmcredit.com/
Check 'n Go
1017 E Caswell St
Wadesboro NC 28168
(704) 694-3734
http://www.checkngo.com/
Basic Finance
913 E Caswell St
Wadesboro NC 28168
(704) 694-3619
thrift10an@windstream.net
Acopia Home Loans
400 E South Main St
Waxhaw NC 28168
(704) 843-2100
questions@acopiahomeloans.com
Primary Residential Mortgage
1012 Seminole Dr
Waxhaw NC 28168
(704) 243-0058
http://primaryresidentialmortgage.com
Address
914 E Caswell St
Wadesboro NC
Contact
(704) 694-5127
http://www.carolinafarmcredit.com/
Address
1017 E Caswell St
Wadesboro NC
Contact
(704) 694-3734
http://www.checkngo.com/
Address
913 E Caswell St
Wadesboro NC
Contact
(704) 694-3619
thrift10an@windstream.net