Compare Today’s Mortgage Rates for Vale, North Carolina

Pureloan searches mortgage lenders and major banks in Vale, North Carolina 28168 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,504 or $35 / month is expected in Vale and other areas of Lincoln county.

Pureloan’s search engine explores all home mortgage options in Vale, North Carolina 28168, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Vale, North Carolina 28168

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Vale, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vale, NC 28168, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Vale, NC

Historical Mortgage Rates for Vale, North Carolina 28168 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Vale, North Carolina and around Lincoln county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vale, North Carolina 28168

If you’re looking to buy a new home in Vale, we have compiled a list of the leading mortgage brokers around Vale, North Carolina 28168 to help you with your search.

Name
Address
Contact

Carolina Farm Credit

914 E Caswell St

Wadesboro NC 28168

(704) 694-5127

http://www.carolinafarmcredit.com/

Check 'n Go

1017 E Caswell St

Wadesboro NC 28168

(704) 694-3734

http://www.checkngo.com/

Basic Finance

913 E Caswell St

Wadesboro NC 28168

(704) 694-3619

thrift10an@windstream.net

Acopia Home Loans

400 E South Main St

Waxhaw NC 28168

(704) 843-2100

questions@acopiahomeloans.com

Primary Residential Mortgage

1012 Seminole Dr

Waxhaw NC 28168

(704) 243-0058

http://primaryresidentialmortgage.com

Address

914 E Caswell St

Wadesboro NC

Contact

(704) 694-5127

http://www.carolinafarmcredit.com/

Address

1017 E Caswell St

Wadesboro NC

Contact

(704) 694-3734

http://www.checkngo.com/

Address

913 E Caswell St

Wadesboro NC

Contact

(704) 694-3619

thrift10an@windstream.net

News on Mortgages and Reverse Mortgages for Vale, North Carolina 28168