Compare Today’s Mortgage Rates for Valle Crucis, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Valle Crucis, North Carolina 28691. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,854 or $44 / month in Valle Crucis and surrounding areas of Avery county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Valle Crucis, North Carolina 28691.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Valle Crucis, North Carolina 28691

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Valle Crucis, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Valle Crucis, NC 28691, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Valle Crucis, NC

Historical Mortgage Rates for Valle Crucis, North Carolina 28691 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Valle Crucis, North Carolina and around Avery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Valle Crucis, North Carolina 28691

If you’re looking to buy a new home in Valle Crucis, we have compiled a list of the leading mortgage brokers around Valle Crucis, North Carolina 28691 to help you with your search.

Name
Address
Contact

OneMain Financial

1718 Winkler St

Wilkesboro NC 28691

(336) 838-5144

http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html

Springleaf Financial Services

1724 Winkler St

Wilkesboro NC 28691

(336) 838-5157

compliancehelpline@slfs.com

Arcadian Mortgage

602 N Spruce St

Wilkesboro NC 28691

(336) 838-4444

http://www.arcadianmortgage.com

A A Carolina Mortgage Co.

201 W Main St

Wilkesboro NC 28691

(828) 695-8444

http://www.aacarolinamortgage.com

American General Financial Svc

1724 Winkler St

Wilkesboro NC 28691

(336) 838-5157

http://www.loansfast.com

Address

1718 Winkler St

Wilkesboro NC

Contact

(336) 838-5144

http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html

Address

1724 Winkler St

Wilkesboro NC

Contact

(336) 838-5157

compliancehelpline@slfs.com

Address

602 N Spruce St

Wilkesboro NC

Contact

(336) 838-4444

http://www.arcadianmortgage.com

News on Mortgages and Reverse Mortgages for Valle Crucis, North Carolina 28691