Compare Today’s Mortgage Rates in Valle Crucis, North Carolina 28691
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Valle Crucis, North Carolina 28691.
Our search engine thoroughly explores all home mortgage options in Valle Crucis, North Carolina 28691, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $19,607 in lifetime cash or $54 per month in Valle Crucis and other areas of Avery county.
Summary of Average Mortgages in Valle Crucis, North Carolina 28691
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Interactive Mortgage Rate Projections for Valle Crucis, North Carolina 28691
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Valle Crucis, NC 28691. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Valle Crucis, North Carolina 28691 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Valle Crucis, North Carolina and around Avery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
| avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
| % 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
| avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
| Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
| Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
| Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
| % First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
| Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Valle Crucis, North Carolina 28691
For those searching for a new home in Valle Crucis, we have compiled a list of the top mortgage brokers located in and around Valle Crucis, North Carolina 28691 to assist you with your search.
OneMain Financial
1718 Winkler St
Wilkesboro NC 28691
(336) 838-5144
http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html
Springleaf Financial Services
1724 Winkler St
Wilkesboro NC 28691
(336) 838-5157
compliancehelpline@slfs.com
Arcadian Mortgage
602 N Spruce St
Wilkesboro NC 28691
(336) 838-4444
http://www.arcadianmortgage.com
A A Carolina Mortgage Co.
201 W Main St
Wilkesboro NC 28691
(828) 695-8444
http://www.aacarolinamortgage.com
American General Financial Svc
1724 Winkler St
Wilkesboro NC 28691
(336) 838-5157
http://www.loansfast.com
Address
1718 Winkler St
Wilkesboro NC
Contact
(336) 838-5144
http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html
Address
1724 Winkler St
Wilkesboro NC
Contact
(336) 838-5157
compliancehelpline@slfs.com
Address
602 N Spruce St
Wilkesboro NC
Contact
(336) 838-4444
http://www.arcadianmortgage.com