Compare Today’s Mortgage Rates in Vanceboro, North Carolina 28586
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Vanceboro, North Carolina 28586.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Vanceboro, North Carolina 28586. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,014 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Vanceboro and other areas of Craven county.
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Summary of Average Mortgages in Vanceboro, North Carolina 28586
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Vanceboro, North Carolina 28586
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vanceboro, NC 28586. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vanceboro, North Carolina 28586 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vanceboro, North Carolina and around Craven county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.10% | 91.11% | 93.26% | 89.05% | 87.61% | 86.06% | 85.67% | 85.99% | 84.08% |
| avg mortgage rate | 6.50% | 4.67% | 3.13% | 3.42% | 4.48% | 4.63% | 4.21% | 3.90% | 4.08% |
| % 15 year fixed mortgage | 3.92% | 7.16% | 5.38% | 8.79% | 8.94% | 10.27% | 10.85% | 11.91% | 12.82% |
| avg mortgage rate | 5.55% | 3.96% | 2.51% | 3.03% | 3.77% | 3.99% | 3.38% | 3.13% | 3.31% |
| Avg credit score | 755.59 | 761.04 | 757.52 | 764.97 | 775.21 | 757.65 | 755.97 | 758.70 | 761.77 |
| Avg LTV (loan to value) | 77.26% | 77.98% | 81.12% | 81.53% | 80.35% | 78.17% | 78.90% | 79.52% | 77.86% |
| Avg DTI (debt to income) | 35.74 | 35.46 | 33.86 | 33.55 | 34.67 | 34.11 | 33.36 | 33.86 | 31.91 |
| % First time homebuyer | 26.14% | 25.00% | 21.64% | 23.18% | 25.34% | 20.29% | 22.14% | 19.44% | 23.69% |
| Avg mortgage insurance % | 9.44% | 9.54% | 10.94% | 11.70% | 10.49% | 8.19% | 7.73% | 9.02% | 7.96% |
Best Mortgage Brokers around Vanceboro, North Carolina 28586
For those searching for a new home in Vanceboro, we have compiled a list of the top mortgage brokers located in and around Vanceboro, North Carolina 28586 to assist you with your search.
Name
Address
Contact
Network Funding
113 W Fire Tower Rd
Winterville NC 28586
(252) 355-5581
moses.moye@lenderpros.com
North State Acceptance
760 W Fire Tower Rd
Winterville NC 28586
(252) 756-7171
http://northstateacceptance.com/
First Affordable Mortgage
437 Gayle Blvd
Winterville NC 28586
(252) 353-8442
Academy Mortgage
142 Fairview Dr
Emerald Isle NC 28586
(252) 354-3211
http://www.academymortgage.com
Academy Mortgage Corporation
142 Fairfax Rd
Emerald Isle NC 28586
(252) 725-9814
http://academymortgage.com
Address
113 W Fire Tower Rd
Winterville NC
Contact
(252) 355-5581
moses.moye@lenderpros.com
Address
760 W Fire Tower Rd
Winterville NC
Contact
(252) 756-7171
http://northstateacceptance.com/
Address
437 Gayle Blvd
Winterville NC
Contact
(252) 353-8442