Compare Today’s Mortgage Rates in Vilas, North Carolina 28692
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Vilas, North Carolina 28692.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Vilas, North Carolina 28692. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,299 over the lifetime of your mortgage, which translates to a monthly savings of $31 in Vilas and other areas of Watauga county.
Summary of Average Mortgages in Vilas, North Carolina 28692
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Interactive Mortgage Rate Projections for Vilas, North Carolina 28692
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vilas, NC 28692. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vilas, North Carolina 28692 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vilas, North Carolina and around Watauga county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
% 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
% First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Vilas, North Carolina 28692
For those searching for a new home in Vilas, we have compiled a list of the top mortgage brokers located in and around Vilas, North Carolina 28692 to assist you with your search.
OneMain Financial
1718 Winkler St
Wilkesboro NC 28692
(336) 838-5144
http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html
Springleaf Financial Services
1724 Winkler St
Wilkesboro NC 28692
(336) 838-5157
compliancehelpline@slfs.com
Arcadian Mortgage
602 N Spruce St
Wilkesboro NC 28692
(336) 838-4444
http://www.arcadianmortgage.com
A A Carolina Mortgage Co.
201 W Main St
Wilkesboro NC 28692
(828) 695-8444
http://www.aacarolinamortgage.com
American General Financial Svc
1724 Winkler St
Wilkesboro NC 28692
(336) 838-5157
http://www.loansfast.com
Address
1718 Winkler St
Wilkesboro NC
Contact
(336) 838-5144
http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html
Address
1724 Winkler St
Wilkesboro NC
Contact
(336) 838-5157
compliancehelpline@slfs.com
Address
602 N Spruce St
Wilkesboro NC
Contact
(336) 838-4444
http://www.arcadianmortgage.com