Compare Today’s Mortgage Rates for Vilas, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Vilas, North Carolina 28692. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,014 or $17 / month in Vilas and other areas of Watauga county.

Our search engine explores all home mortgage options in Vilas, North Carolina 28692, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Vilas, North Carolina 28692

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Vilas, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vilas, NC 28692, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Vilas, NC

Historical Mortgage Rates for Vilas, North Carolina 28692 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Vilas, North Carolina and around Watauga county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vilas, North Carolina 28692

If you’re looking to buy a new home in Vilas, we have compiled a list of the leading mortgage brokers around Vilas, North Carolina 28692 to help you with your search.

Name
Address
Contact

OneMain Financial

1718 Winkler St

Wilkesboro NC 28692

(336) 838-5144

http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html

Springleaf Financial Services

1724 Winkler St

Wilkesboro NC 28692

(336) 838-5157

compliancehelpline@slfs.com

Arcadian Mortgage

602 N Spruce St

Wilkesboro NC 28692

(336) 838-4444

http://www.arcadianmortgage.com

A A Carolina Mortgage Co.

201 W Main St

Wilkesboro NC 28692

(828) 695-8444

http://www.aacarolinamortgage.com

American General Financial Svc

1724 Winkler St

Wilkesboro NC 28692

(336) 838-5157

http://www.loansfast.com

Address

1718 Winkler St

Wilkesboro NC

Contact

(336) 838-5144

http://branches.onemainfinancial.com/nc/wilkesboro/1718-winkler-street.html

Address

1724 Winkler St

Wilkesboro NC

Contact

(336) 838-5157

compliancehelpline@slfs.com

Address

602 N Spruce St

Wilkesboro NC

Contact

(336) 838-4444

http://www.arcadianmortgage.com

News on Mortgages and Reverse Mortgages for Vilas, North Carolina 28692