Compare Today’s Mortgage Rates in Waco, North Carolina 28169
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Waco, North Carolina 28169.
Our search engine thoroughly explores all home mortgage options in Waco, North Carolina 28169, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,509 in lifetime cash or $13 per month in Waco and other areas of Cleveland county.
Summary of Average Mortgages in Waco, North Carolina 28169
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Interactive Mortgage Rate Projections for Waco, North Carolina 28169
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Waco, NC 28169. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Waco, North Carolina 28169 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Waco, North Carolina and around Cleveland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.48% | 94.03% | 92.55% | 92.17% | 90.15% | 89.98% | 89.48% | 88.92% | 88.40% |
avg mortgage rate | 6.28% | 4.54% | 3.01% | 3.34% | 4.33% | 4.58% | 4.17% | 3.91% | 4.08% |
% 15 year fixed mortgage | 5.39% | 4.16% | 5.77% | 6.17% | 8.01% | 8.01% | 8.48% | 9.07% | 9.81% |
avg mortgage rate | 5.51% | 3.67% | 2.38% | 2.87% | 3.77% | 3.91% | 3.32% | 3.07% | 3.23% |
Avg credit score | 766.66 | 756.73 | 753.69 | 758.76 | 752.63 | 759.93 | 758.27 | 749.53 | 756.13 |
Avg LTV (loan to value) | 77.36% | 79.75% | 80.99% | 81.86% | 80.96% | 79.43% | 80.13% | 80.90% | 80.27% |
Avg DTI (debt to income) | 36.87 | 35.83 | 33.96 | 34.12 | 34.76 | 34.63 | 33.84 | 33.11 | 32.91 |
% First time homebuyer | 40.43% | 34.13% | 29.24% | 28.49% | 29.34% | 22.10% | 24.57% | 21.27% | 23.55% |
Avg mortgage insurance % | 11.09% | 11.77% | 12.26% | 13.22% | 11.85% | 10.47% | 11.34% | 12.00% | 11.69% |
Best Mortgage Brokers around Waco, North Carolina 28169
For those searching for a new home in Waco, we have compiled a list of the top mortgage brokers located in and around Waco, North Carolina 28169 to assist you with your search.
Carolina Farm Credit
914 E Caswell St
Wadesboro NC 28169
(704) 694-5127
http://www.carolinafarmcredit.com/
Check 'n Go
1017 E Caswell St
Wadesboro NC 28169
(704) 694-3734
http://www.checkngo.com/
Basic Finance
913 E Caswell St
Wadesboro NC 28169
(704) 694-3619
thrift10an@windstream.net
Acopia Home Loans
400 E South Main St
Waxhaw NC 28169
(704) 843-2100
questions@acopiahomeloans.com
Primary Residential Mortgage
1012 Seminole Dr
Waxhaw NC 28169
(704) 243-0058
http://primaryresidentialmortgage.com
Address
914 E Caswell St
Wadesboro NC
Contact
(704) 694-5127
http://www.carolinafarmcredit.com/
Address
1017 E Caswell St
Wadesboro NC
Contact
(704) 694-3734
http://www.checkngo.com/
Address
913 E Caswell St
Wadesboro NC
Contact
(704) 694-3619
thrift10an@windstream.net