Compare Today’s Mortgage Rates for Waynesville, North Carolina
Pureloan searches mortgage lenders and major banks in Waynesville, North Carolina 28786 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,115 or $45 / month is expected in Waynesville and other areas of Haywood county.
Pureloan’s search engine explores all home mortgage options in Waynesville, North Carolina 28786, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Waynesville, North Carolina 28786
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Interactive Mortgage Rate Projections for Waynesville, NC
To forecast and predict mortgage rates in Waynesville, NC 28786, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Waynesville, North Carolina 28786 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Waynesville, North Carolina and around Haywood county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Waynesville, North Carolina 28786
If you’re looking to buy a new home in Waynesville, we have compiled a list of the leading mortgage brokers around Waynesville, North Carolina 28786 to help you with your search.
Crown Capital Assoc
13 Haywood Office Park
Waynesville NC 28786
(828) 456-3596
andersonautomotivegroup@workgroup.chat.dealer.com
Wells Fargo Home Mortgage
166 Branner Ave
Waynesville NC 28786
(828) 456-3633
http://www.wellsfargo.com/mortgage/
Century South Mortgage
370 N Main St
Waynesville NC 28786
(828) 454-0248
Beverly-Hanks Mortgage Services
74 N Main St
Waynesville NC 28786
(828) 452-5809
http://www.beverly-hanks.com
Beverly-Hanks & Associates
124 Branner Ave
Waynesville NC 28786
(828) 452-5809
relocate@beverly-hanks.com
Address
13 Haywood Office Park
Waynesville NC
Contact
(828) 456-3596
andersonautomotivegroup@workgroup.chat.dealer.com
Address
166 Branner Ave
Waynesville NC
Contact
(828) 456-3633
http://www.wellsfargo.com/mortgage/
Address
370 N Main St
Waynesville NC
Contact
(828) 454-0248