Compare Today’s Mortgage Rates for Waynesville, North Carolina

Pureloan searches mortgage lenders and major banks in Waynesville, North Carolina 28786 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,115 or $45 / month is expected in Waynesville and other areas of Haywood county.

Pureloan’s search engine explores all home mortgage options in Waynesville, North Carolina 28786, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Waynesville, North Carolina 28786

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Waynesville, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Waynesville, NC 28786, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Waynesville, NC

Historical Mortgage Rates for Waynesville, North Carolina 28786 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Waynesville, North Carolina and around Haywood county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Waynesville, North Carolina 28786

If you’re looking to buy a new home in Waynesville, we have compiled a list of the leading mortgage brokers around Waynesville, North Carolina 28786 to help you with your search.

Name
Address
Contact

Crown Capital Assoc

13 Haywood Office Park

Waynesville NC 28786

(828) 456-3596

andersonautomotivegroup@workgroup.chat.dealer.com

Wells Fargo Home Mortgage

166 Branner Ave

Waynesville NC 28786

(828) 456-3633

http://www.wellsfargo.com/mortgage/

Century South Mortgage

370 N Main St

Waynesville NC 28786

(828) 454-0248

Beverly-Hanks Mortgage Services

74 N Main St

Waynesville NC 28786

(828) 452-5809

http://www.beverly-hanks.com

Beverly-Hanks & Associates

124 Branner Ave

Waynesville NC 28786

(828) 452-5809

relocate@beverly-hanks.com

Address

13 Haywood Office Park

Waynesville NC

Contact

(828) 456-3596

andersonautomotivegroup@workgroup.chat.dealer.com

Address

166 Branner Ave

Waynesville NC

Contact

(828) 456-3633

http://www.wellsfargo.com/mortgage/

Address

370 N Main St

Waynesville NC

Contact

(828) 454-0248

News on Mortgages and Reverse Mortgages for Waynesville, North Carolina 28786