Compare Today’s Mortgage Rates for West Jefferson, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in West Jefferson, North Carolina 28694. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,351 or $40 / month in West Jefferson and surrounding areas of Ashe county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for West Jefferson, North Carolina 28694.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in West Jefferson, North Carolina 28694

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for West Jefferson, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in West Jefferson, NC 28694, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for West Jefferson, NC

Historical Mortgage Rates for West Jefferson, North Carolina 28694 from 2014 - 2021

We have compiled mortgage rate charts for home loans in West Jefferson, North Carolina and around Ashe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around West Jefferson, North Carolina 28694

If you’re looking to buy a new home in West Jefferson, we have compiled a list of the leading mortgage brokers around West Jefferson, North Carolina 28694 to help you with your search.

Name
Address
Contact

Key Financial Corporation

202 S Jefferson Ave

West Jefferson NC 28694

(336) 846-4663

Springleaf Financial Services

247 Mount Jefferson State Park Rd

West Jefferson NC 28694

(336) 246-8867

https://www.springleaf.com/branches/NC/West-Jefferson/28694/826

Life Store Insurance

1441 Mount Jefferson Rd

West Jefferson NC 28694

(336) 246-7297

http://www.golifestore.com

Creekside Finance

1447 Mount Jefferson Rd

West Jefferson NC 28694

(336) 246-2000

AmeriSouth Mortgage Company

1107 S Jefferson Ave

West Jefferson NC 28694

(336) 846-5115

Address

202 S Jefferson Ave

West Jefferson NC

Contact

(336) 846-4663

Address

247 Mount Jefferson State Park Rd

West Jefferson NC

Contact

(336) 246-8867

https://www.springleaf.com/branches/NC/West-Jefferson/28694/826

Address

1441 Mount Jefferson Rd

West Jefferson NC

Contact

(336) 246-7297

http://www.golifestore.com

News on Mortgages and Reverse Mortgages for West Jefferson, North Carolina 28694