Compare Today’s Mortgage Rates in Whiteville, North Carolina 28472
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Whiteville, North Carolina 28472.
Our search engine thoroughly explores all home mortgage options in Whiteville, North Carolina 28472, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,014 in lifetime cash or $19 per month in Whiteville and other areas of Columbus county.
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Summary of Average Mortgages in Whiteville, North Carolina 28472
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Whiteville, North Carolina 28472
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Whiteville, NC 28472. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Whiteville, North Carolina 28472 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Whiteville, North Carolina and around Columbus county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.08% | 93.15% | 93.84% | 91.92% | 89.49% | 89.20% | 89.62% | 89.43% | 85.28% |
| avg mortgage rate | 6.45% | 4.50% | 3.05% | 3.34% | 4.38% | 4.58% | 4.18% | 3.88% | 4.08% |
| % 15 year fixed mortgage | 4.04% | 5.17% | 5.08% | 6.00% | 7.88% | 8.96% | 8.06% | 8.97% | 12.16% |
| avg mortgage rate | 5.67% | 3.65% | 2.44% | 2.90% | 3.76% | 3.96% | 3.38% | 3.12% | 3.26% |
| Avg credit score | 760.82 | 762.22 | 761.25 | 762.36 | 764.37 | 761.50 | 759.14 | 762.44 | 760.86 |
| Avg LTV (loan to value) | 73.26% | 76.38% | 79.15% | 79.87% | 79.02% | 76.16% | 77.35% | 78.70% | 77.35% |
| Avg DTI (debt to income) | 37.08 | 35.82 | 34.41 | 34.69 | 36.11 | 35.02 | 34.56 | 34.13 | 33.67 |
| % First time homebuyer | 25.38% | 22.72% | 20.92% | 21.23% | 21.07% | 16.52% | 18.30% | 18.26% | 17.03% |
| Avg mortgage insurance % | 8.43% | 9.21% | 10.21% | 10.78% | 9.84% | 7.21% | 7.55% | 8.93% | 7.46% |
Best Mortgage Brokers around Whiteville, North Carolina 28472
For those searching for a new home in Whiteville, we have compiled a list of the top mortgage brokers located in and around Whiteville, North Carolina 28472 to assist you with your search.
Name
Address
Contact
Cardinal Finance Co.
608 S Madison St
Whiteville NC 28472
(910) 642-5174
PrimeLending
128 Jefferson St
Whiteville NC 28472
(910) 914-0655
rdsmith@primelending.com
Cape Fear Farm Credit ACA
300 Liberty St
Whiteville NC 28472
(910) 642-8041
aharris@capefearfarmcredit.com
Regional Acceptance Corporation
127 W Webster St
Whiteville NC 28472
(910) 640-4080
http://regionalacceptance.com
Springleaf Financial Services
30 Northfield Ctr
Whiteville NC 28472
(910) 640-2700
compliancehelpline@slfs.com
Address
608 S Madison St
Whiteville NC
Contact
(910) 642-5174
Address
128 Jefferson St
Whiteville NC
Contact
(910) 914-0655
rdsmith@primelending.com
Address
300 Liberty St
Whiteville NC
Contact
(910) 642-8041
aharris@capefearfarmcredit.com