Compare Today’s Mortgage Rates for Wilmington, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wilmington, North Carolina 28408. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,386 or $7 / month in Wilmington and surrounding areas of New Hanover county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wilmington, North Carolina 28408.
Summary of Average Mortgage Terms in Wilmington, North Carolina 28408
Become a certified mortgage expert on Pureloan.com
in Wilmington, North Carolina 28408
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Wilmington, NC
To forecast and predict mortgage rates in Wilmington, NC 28408, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wilmington, North Carolina 28408 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Wilmington, North Carolina and around New Hanover county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wilmington, North Carolina 28408
If you’re looking to buy a new home in Wilmington, we have compiled a list of the leading mortgage brokers around Wilmington, North Carolina 28408 to help you with your search.
Tidewater
4022 Shipyard Blvd
Wilmington NC 28408
(910) 790-8004
http://www.mortgagemendersnc.com
Blue Water Mortgage
2002 Eastwood Rd
Wilmington NC 28408
(910) 256-2022
staceyharrell@bluewatermtg.com
Onemain Financial
351 S College Rd
Wilmington NC 28408
(910) 791-6950
http://www.citifinancial.com/
Alpha Mortgage Corporation
1320 Airlie Rd
Wilmington NC 28408
(910) 256-8999
marketing@alphamortgage.com
Atlantic Bay Mortgage Group
3131 Wrightsville Ave
Wilmington NC 28408
(910) 256-9110
info@atlanticbay.com
Address
4022 Shipyard Blvd
Wilmington NC
Contact
(910) 790-8004
http://www.mortgagemendersnc.com
Address
2002 Eastwood Rd
Wilmington NC
Contact
(910) 256-2022
staceyharrell@bluewatermtg.com
Address
351 S College Rd
Wilmington NC
Contact
(910) 791-6950
http://www.citifinancial.com/