Compare Today’s Mortgage Rates for Wilmington, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wilmington, North Carolina 28408. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,386 or $7 / month in Wilmington and surrounding areas of New Hanover county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wilmington, North Carolina 28408.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Wilmington, North Carolina 28408

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Wilmington, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Wilmington, NC 28408, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Wilmington, NC

Historical Mortgage Rates for Wilmington, North Carolina 28408 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Wilmington, North Carolina and around New Hanover county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Wilmington, North Carolina 28408

If you’re looking to buy a new home in Wilmington, we have compiled a list of the leading mortgage brokers around Wilmington, North Carolina 28408 to help you with your search.

Name
Address
Contact

Tidewater

4022 Shipyard Blvd

Wilmington NC 28408

(910) 790-8004

http://www.mortgagemendersnc.com

Blue Water Mortgage

2002 Eastwood Rd

Wilmington NC 28408

(910) 256-2022

staceyharrell@bluewatermtg.com

Onemain Financial

351 S College Rd

Wilmington NC 28408

(910) 791-6950

http://www.citifinancial.com/

Alpha Mortgage Corporation

1320 Airlie Rd

Wilmington NC 28408

(910) 256-8999

marketing@alphamortgage.com

Atlantic Bay Mortgage Group

3131 Wrightsville Ave

Wilmington NC 28408

(910) 256-9110

info@atlanticbay.com

Address

4022 Shipyard Blvd

Wilmington NC

Contact

(910) 790-8004

http://www.mortgagemendersnc.com

Address

2002 Eastwood Rd

Wilmington NC

Contact

(910) 256-2022

staceyharrell@bluewatermtg.com

Address

351 S College Rd

Wilmington NC

Contact

(910) 791-6950

http://www.citifinancial.com/

News on Mortgages and Reverse Mortgages for Wilmington, North Carolina 28408