Compare Today’s Mortgage Rates for Wilmington, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wilmington, North Carolina 28408. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,234 or $42 / month in Wilmington and surrounding areas of New Hanover county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wilmington, North Carolina 28408.
Summary of Average Mortgage Terms in Wilmington, North Carolina 28408
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Wilmington, NC
To forecast and predict mortgage rates in Wilmington, NC 28408, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wilmington, North Carolina 28408 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Wilmington, North Carolina and around New Hanover county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wilmington, North Carolina 28408
If you’re looking to buy a new home in Wilmington, we have compiled a list of the leading mortgage brokers around Wilmington, North Carolina 28408 to help you with your search.
Name
Address
Contact
Mortgage Protection Agency Inc.
309 Suffolk Ln
Wilmington NC 28408
(910) 799-4491
Cross County Mortgage
4037 Masonboro Loop Rd
Wilmington NC 28408
(910) 392-8040
Azalea Coast Mortgage
8211 Market St
Wilmington NC 28408
(910) 270-4663
Mortgage Direct
5202 Carolina Beach Rd
Wilmington NC 28408
(910) 796-8693
http://www.mortgagedirect.com
Mortgage Menders
5019 Carolina Beach Rd
Wilmington NC 28408
(910) 790-8004
Address
309 Suffolk Ln
Wilmington NC
Contact
(910) 799-4491
Address
4037 Masonboro Loop Rd
Wilmington NC
Contact
(910) 392-8040
Address
8211 Market St
Wilmington NC
Contact
(910) 270-4663