Compare Today’s Mortgage Rates for Wingate, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wingate, North Carolina 28174. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $21,999 or $61 / month in Wingate and surrounding areas of Union county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wingate, North Carolina 28174.
Summary of Average Mortgage Terms in Wingate, North Carolina 28174
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Interactive Mortgage Rate Projections for Wingate, NC
To forecast and predict mortgage rates in Wingate, NC 28174, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wingate, North Carolina 28174 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Wingate, North Carolina and around Union county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wingate, North Carolina 28174
If you’re looking to buy a new home in Wingate, we have compiled a list of the leading mortgage brokers around Wingate, North Carolina 28174 to help you with your search.
Carolina Farm Credit
914 E Caswell St
Wadesboro NC 28174
(704) 694-5127
http://www.carolinafarmcredit.com/
Check 'n Go
1017 E Caswell St
Wadesboro NC 28174
(704) 694-3734
http://www.checkngo.com/
Basic Finance
913 E Caswell St
Wadesboro NC 28174
(704) 694-3619
thrift10an@windstream.net
Acopia Home Loans
400 E South Main St
Waxhaw NC 28174
(704) 843-2100
questions@acopiahomeloans.com
Primary Residential Mortgage
1012 Seminole Dr
Waxhaw NC 28174
(704) 243-0058
http://primaryresidentialmortgage.com
Address
914 E Caswell St
Wadesboro NC
Contact
(704) 694-5127
http://www.carolinafarmcredit.com/
Address
1017 E Caswell St
Wadesboro NC
Contact
(704) 694-3734
http://www.checkngo.com/
Address
913 E Caswell St
Wadesboro NC
Contact
(704) 694-3619
thrift10an@windstream.net