Compare Today’s Mortgage Rates in Winterville, North Carolina 28590
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Winterville, North Carolina 28590.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Winterville, North Carolina 28590. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,031 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Winterville and other areas of Pitt county.
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Summary of Average Mortgages in Winterville, North Carolina 28590
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Winterville, North Carolina 28590
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Winterville, NC 28590. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Winterville, North Carolina 28590 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Winterville, North Carolina and around Pitt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.10% | 91.11% | 93.26% | 89.05% | 87.61% | 86.06% | 85.67% | 85.99% | 84.08% |
| avg mortgage rate | 6.50% | 4.67% | 3.13% | 3.42% | 4.48% | 4.63% | 4.21% | 3.90% | 4.08% |
| % 15 year fixed mortgage | 3.92% | 7.16% | 5.38% | 8.79% | 8.94% | 10.27% | 10.85% | 11.91% | 12.82% |
| avg mortgage rate | 5.55% | 3.96% | 2.51% | 3.03% | 3.77% | 3.99% | 3.38% | 3.13% | 3.31% |
| Avg credit score | 755.59 | 761.04 | 757.52 | 764.97 | 775.21 | 757.65 | 755.97 | 758.70 | 761.77 |
| Avg LTV (loan to value) | 77.26% | 77.98% | 81.12% | 81.53% | 80.35% | 78.17% | 78.90% | 79.52% | 77.86% |
| Avg DTI (debt to income) | 35.74 | 35.46 | 33.86 | 33.55 | 34.67 | 34.11 | 33.36 | 33.86 | 31.91 |
| % First time homebuyer | 26.14% | 25.00% | 21.64% | 23.18% | 25.34% | 20.29% | 22.14% | 19.44% | 23.69% |
| Avg mortgage insurance % | 9.44% | 9.54% | 10.94% | 11.70% | 10.49% | 8.19% | 7.73% | 9.02% | 7.96% |
Best Mortgage Brokers around Winterville, North Carolina 28590
For those searching for a new home in Winterville, we have compiled a list of the top mortgage brokers located in and around Winterville, North Carolina 28590 to assist you with your search.
Name
Address
Contact
First Affordable Mortgage
437 Gayle Blvd
Winterville NC 28590
(252) 353-8442
North State Acceptance
760 W Fire Tower Rd
Winterville NC 28590
(252) 756-7171
http://northstateacceptance.com/
Network Funding
113 W Fire Tower Rd
Winterville NC 28590
(252) 355-5581
moses.moye@lenderpros.com
Academy Mortgage
142 Fairview Dr
Emerald Isle NC 28590
(252) 354-3211
http://www.academymortgage.com
Academy Mortgage Corporation
142 Fairfax Rd
Emerald Isle NC 28590
(252) 725-9814
http://academymortgage.com
Address
437 Gayle Blvd
Winterville NC
Contact
(252) 353-8442
Address
760 W Fire Tower Rd
Winterville NC
Contact
(252) 756-7171
http://northstateacceptance.com/
Address
113 W Fire Tower Rd
Winterville NC
Contact
(252) 355-5581
moses.moye@lenderpros.com