Compare Today’s Mortgage Rates for Woodland, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Woodland, North Carolina 27897. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,926 or $22 / month in Woodland and other areas of Northampton county.
Our search engine explores all home mortgage options in Woodland, North Carolina 27897, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Woodland, North Carolina 27897
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Interactive Mortgage Rate Projections for Woodland, NC
To forecast and predict mortgage rates in Woodland, NC 27897, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Woodland, North Carolina 27897 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Woodland, North Carolina and around Northampton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Woodland, North Carolina 27897
If you’re looking to buy a new home in Woodland, we have compiled a list of the leading mortgage brokers around Woodland, North Carolina 27897 to help you with your search.
OneMain Financial
900 W Ehringhaus Street
Elizabeth City NC 27897
(252) 331-1588
http://branches.onemainfinancial.com/nc/elizabeth-city/900-west-ehringhaus-street.html
Springleaf Financial Services
407 S Griffin St
Elizabeth City NC 27897
(252) 335-0896
compliancehelpline@slfs.com
Atlantic Financial Service
145 E Rich Blvd
Elizabeth City NC 27897
(252) 338-9008
http://www.atlanticdiscount.com
Numerica Mortgage
507 E Main St
Elizabeth City NC 27897
(252) 261-9999
http://www.numericamortgage.com
Farm Credit Services
426 McArthur Dr
Elizabeth City NC 27897
(252) 335-0582
http://www.farmcredit.com/
Address
900 W Ehringhaus Street
Elizabeth City NC
Contact
(252) 331-1588
http://branches.onemainfinancial.com/nc/elizabeth-city/900-west-ehringhaus-street.html
Address
407 S Griffin St
Elizabeth City NC
Contact
(252) 335-0896
compliancehelpline@slfs.com
Address
145 E Rich Blvd
Elizabeth City NC
Contact
(252) 338-9008
http://www.atlanticdiscount.com