Compare Today’s Mortgage Rates for Youngsville, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Youngsville, North Carolina 27596. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $17,309 or $48 / month in Youngsville and other areas of Franklin county.
Our search engine explores all home mortgage options in Youngsville, North Carolina 27596, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Youngsville, North Carolina 27596


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Interactive Mortgage Rate Projections for Youngsville, NC
To forecast and predict mortgage rates in Youngsville, NC 27596, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Youngsville, North Carolina 27596 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Youngsville, North Carolina and around Franklin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
% 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
% First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Youngsville, North Carolina 27596
If you’re looking to buy a new home in Youngsville, we have compiled a list of the leading mortgage brokers around Youngsville, North Carolina 27596 to help you with your search.
Regal Mortgage Service
1100 Navaho Dr
Raleigh NC 27596
(919) 285-8266
Family Auto Financing
1620 Automotive Way
Raleigh NC 27596
(919) 861-2033
Angel Acceptance
1620 Automotive Way
Raleigh NC 27596
(919) 839-6167
North Carolina, Housing Finance Agency
3508 Bush St
Raleigh NC 27596
(919) 877-5700
wendy.francis@osc.nc.gov
Integrated Funding
4098 Barrett Dr
Raleigh NC 27596
(919) 847-2766
http://www.integrated-funding.com
Address
1100 Navaho Dr
Raleigh NC
Contact
(919) 285-8266
Address
1620 Automotive Way
Raleigh NC
Contact
(919) 861-2033
Address
1620 Automotive Way
Raleigh NC
Contact
(919) 839-6167