Compare Today’s Mortgage Rates for Youngsville, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Youngsville, North Carolina 27596. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $17,309 or $48 / month in Youngsville and other areas of Franklin county.

Our search engine explores all home mortgage options in Youngsville, North Carolina 27596, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Youngsville, North Carolina 27596

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Youngsville, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Youngsville, NC 27596, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Youngsville, NC

Historical Mortgage Rates for Youngsville, North Carolina 27596 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Youngsville, North Carolina and around Franklin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Youngsville, North Carolina 27596

If you’re looking to buy a new home in Youngsville, we have compiled a list of the leading mortgage brokers around Youngsville, North Carolina 27596 to help you with your search.

Name
Address
Contact

Regal Mortgage Service

1100 Navaho Dr

Raleigh NC 27596

(919) 285-8266

Family Auto Financing

1620 Automotive Way

Raleigh NC 27596

(919) 861-2033

Angel Acceptance

1620 Automotive Way

Raleigh NC 27596

(919) 839-6167

North Carolina, Housing Finance Agency

3508 Bush St

Raleigh NC 27596

(919) 877-5700

wendy.francis@osc.nc.gov

Integrated Funding

4098 Barrett Dr

Raleigh NC 27596

(919) 847-2766

http://www.integrated-funding.com

Address

1100 Navaho Dr

Raleigh NC

Contact

(919) 285-8266

Address

1620 Automotive Way

Raleigh NC

Contact

(919) 861-2033

Address

1620 Automotive Way

Raleigh NC

Contact

(919) 839-6167

News on Mortgages and Reverse Mortgages for Youngsville, North Carolina 27596