Compare Today’s Mortgage Rates in Youngsville, North Carolina 27596
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Youngsville, North Carolina 27596.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Youngsville, North Carolina 27596. For a 30-year fixed loan, our calculations show that you can expect to save up to $16,853 over the lifetime of your mortgage, which translates to a monthly savings of $47 in Youngsville and other areas of Franklin county.
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Summary of Average Mortgages in Youngsville, North Carolina 27596
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Youngsville, North Carolina 27596
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Youngsville, NC 27596. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Youngsville, North Carolina 27596 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Youngsville, North Carolina and around Franklin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.59% | 90.93% | 89.43% | 87.12% | 85.66% | 83.09% | 82.93% | 82.36% | 82.06% |
| avg mortgage rate | 6.52% | 4.55% | 3.08% | 3.43% | 4.44% | 4.63% | 4.16% | 3.92% | 4.08% |
| % 15 year fixed mortgage | 7.41% | 6.68% | 8.69% | 10.47% | 9.85% | 11.00% | 13.17% | 13.70% | 14.52% |
| avg mortgage rate | 5.89% | 3.78% | 2.44% | 2.91% | 3.89% | 3.99% | 3.44% | 3.17% | 3.18% |
| Avg credit score | 748.81 | 758.98 | 761.00 | 753.48 | 749.85 | 772.20 | 771.91 | 754.22 | 758.15 |
| Avg LTV (loan to value) | 80.04% | 80.96% | 83.08% | 84.28% | 83.25% | 81.20% | 81.23% | 81.88% | 80.87% |
| Avg DTI (debt to income) | 35.69 | 34.88 | 32.95 | 32.56 | 32.85 | 33.35 | 32.56 | 31.32 | 31.67 |
| % First time homebuyer | 33.80% | 30.81% | 29.67% | 28.69% | 30.42% | 25.45% | 23.75% | 25.00% | 26.61% |
| Avg mortgage insurance % | 12.59% | 12.00% | 13.44% | 14.05% | 13.45% | 10.86% | 10.73% | 10.76% | 10.57% |
Best Mortgage Brokers around Youngsville, North Carolina 27596
For those searching for a new home in Youngsville, we have compiled a list of the top mortgage brokers located in and around Youngsville, North Carolina 27596 to assist you with your search.
Name
Address
Contact
Regal Mortgage Service
1100 Navaho Dr
Raleigh NC 27596
(919) 285-8266
Family Auto Financing
1620 Automotive Way
Raleigh NC 27596
(919) 861-2033
Angel Acceptance
1620 Automotive Way
Raleigh NC 27596
(919) 839-6167
North Carolina, Housing Finance Agency
3508 Bush St
Raleigh NC 27596
(919) 877-5700
wendy.francis@osc.nc.gov
Integrated Funding
4098 Barrett Dr
Raleigh NC 27596
(919) 847-2766
http://www.integrated-funding.com
Address
1100 Navaho Dr
Raleigh NC
Contact
(919) 285-8266
Address
1620 Automotive Way
Raleigh NC
Contact
(919) 861-2033
Address
1620 Automotive Way
Raleigh NC
Contact
(919) 839-6167