Compare Today’s Mortgage Rates for Cummings, North Dakota

Pureloan searches mortgage lenders and major banks in Cummings, North Dakota 58223 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,908 or $25 / month is expected in Cummings and other areas of Traill county.

Pureloan’s search engine explores all home mortgage options in Cummings, North Dakota 58223, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cummings, North Dakota 58223

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Cummings, ND

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cummings, ND 58223, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Cummings, ND

Historical Mortgage Rates for Cummings, North Dakota 58223 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Cummings, North Dakota and around Traill county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 78.95% 77.68% 74.83% 85.62% 84.62% 88.43% 87.96% 93.75%
avg mortgage rate 4.84% 4.54% 3.74% 3.77% 4.33% 4.00% 3.78% 3.97%
% 15 year fixed mortgage 17.11% 17.86% 18.88% 11.76% 12.82% 8.80% 9.72% 3.75%
avg mortgage rate 4.30% 3.69% 3.09% 2.88% 3.43% 3.14% 3.05% 3.17%
Avg credit score 765.15 769.73 762.47 755.39 755.90 756.94 750.66 748.79
Avg LTV (loan to value) 77.50% 79.33% 81.53% 80.99% 82.76% 82.14% 82.23% 83.89%
Avg DTI (debt to income) 31.41 33.19 32.41 33.44 33.07 33.11 33.82 33.34
% First time homebuyer 26.32% 24.11% 19.58% 30.72% 38.89% 36.11% 33.80% 28.75%
Avg mortgage insurance % 5.10% 7.20% 10.70% 10.54% 11.77% 11.81% 12.23% 14.30%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cummings, North Dakota 58223

If you’re looking to buy a new home in Cummings, we have compiled a list of the leading mortgage brokers around Cummings, North Dakota 58223 to help you with your search.

Name
Address
Contact

First Class Mortgage

2750 17th Ave S

Grand Forks ND 58223

(701) 775-3288

jonathon@firstclasscorp.com

OneMain Financial

2100 S Columbia Rd

Grand Forks ND 58223

(701) 772-7114

http://branches.onemainfinancial.com/nd/grand-forks/2100-south-columbia.html

Auto Credit

2251 32nd Ave S

Grand Forks ND 58223

(701) 746-7028

http://autocreditinc.net

Ag Country Farm Credit Service

2424 32nd Ave S

Grand Forks ND 58223

(701) 775-3193

janelle.skibicki@farmcredit.co

Cash Connection

2508 S Washington St

Grand Forks ND 58223

(701) 792-1055

info@getezmoney.com

Address

2750 17th Ave S

Grand Forks ND

Contact

(701) 775-3288

jonathon@firstclasscorp.com

Address

2100 S Columbia Rd

Grand Forks ND

Contact

(701) 772-7114

http://branches.onemainfinancial.com/nd/grand-forks/2100-south-columbia.html

Address

2251 32nd Ave S

Grand Forks ND

Contact

(701) 746-7028

http://autocreditinc.net

News on Mortgages and Reverse Mortgages for Cummings, North Dakota 58223