Compare Today’s Mortgage Rates for Cummings, North Dakota
Pureloan searches mortgage lenders and major banks in Cummings, North Dakota 58223 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,908 or $25 / month is expected in Cummings and other areas of Traill county.
Pureloan’s search engine explores all home mortgage options in Cummings, North Dakota 58223, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Cummings, North Dakota 58223
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Interactive Mortgage Rate Projections for Cummings, ND
To forecast and predict mortgage rates in Cummings, ND 58223, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cummings, North Dakota 58223 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Cummings, North Dakota and around Traill county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 78.95% | 77.68% | 74.83% | 85.62% | 84.62% | 88.43% | 87.96% | 93.75% |
| avg mortgage rate | 4.84% | 4.54% | 3.74% | 3.77% | 4.33% | 4.00% | 3.78% | 3.97% |
| % 15 year fixed mortgage | 17.11% | 17.86% | 18.88% | 11.76% | 12.82% | 8.80% | 9.72% | 3.75% |
| avg mortgage rate | 4.30% | 3.69% | 3.09% | 2.88% | 3.43% | 3.14% | 3.05% | 3.17% |
| Avg credit score | 765.15 | 769.73 | 762.47 | 755.39 | 755.90 | 756.94 | 750.66 | 748.79 |
| Avg LTV (loan to value) | 77.50% | 79.33% | 81.53% | 80.99% | 82.76% | 82.14% | 82.23% | 83.89% |
| Avg DTI (debt to income) | 31.41 | 33.19 | 32.41 | 33.44 | 33.07 | 33.11 | 33.82 | 33.34 |
| % First time homebuyer | 26.32% | 24.11% | 19.58% | 30.72% | 38.89% | 36.11% | 33.80% | 28.75% |
| Avg mortgage insurance % | 5.10% | 7.20% | 10.70% | 10.54% | 11.77% | 11.81% | 12.23% | 14.30% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cummings, North Dakota 58223
If you’re looking to buy a new home in Cummings, we have compiled a list of the leading mortgage brokers around Cummings, North Dakota 58223 to help you with your search.
First Class Mortgage
2750 17th Ave S
Grand Forks ND 58223
(701) 775-3288
jonathon@firstclasscorp.com
OneMain Financial
2100 S Columbia Rd
Grand Forks ND 58223
(701) 772-7114
http://branches.onemainfinancial.com/nd/grand-forks/2100-south-columbia.html
Auto Credit
2251 32nd Ave S
Grand Forks ND 58223
(701) 746-7028
http://autocreditinc.net
Ag Country Farm Credit Service
2424 32nd Ave S
Grand Forks ND 58223
(701) 775-3193
janelle.skibicki@farmcredit.co
Cash Connection
2508 S Washington St
Grand Forks ND 58223
(701) 792-1055
info@getezmoney.com
Address
2750 17th Ave S
Grand Forks ND
Contact
(701) 775-3288
jonathon@firstclasscorp.com
Address
2100 S Columbia Rd
Grand Forks ND
Contact
(701) 772-7114
http://branches.onemainfinancial.com/nd/grand-forks/2100-south-columbia.html
Address
2251 32nd Ave S
Grand Forks ND
Contact
(701) 746-7028
http://autocreditinc.net