Compare Today’s Mortgage Rates for Drayton, North Dakota
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Drayton, North Dakota 58225. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,813 or $13 / month in Drayton and other areas of Pembina county.
Our search engine explores all home mortgage options in Drayton, North Dakota 58225, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Drayton, North Dakota 58225
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Drayton, ND
To forecast and predict mortgage rates in Drayton, ND 58225, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Drayton, North Dakota 58225 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Drayton, North Dakota and around Pembina county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 78.95% | 77.68% | 74.83% | 85.62% | 84.62% | 88.43% | 87.96% | 93.75% |
| avg mortgage rate | 4.84% | 4.54% | 3.74% | 3.77% | 4.33% | 4.00% | 3.78% | 3.97% |
| % 15 year fixed mortgage | 17.11% | 17.86% | 18.88% | 11.76% | 12.82% | 8.80% | 9.72% | 3.75% |
| avg mortgage rate | 4.30% | 3.69% | 3.09% | 2.88% | 3.43% | 3.14% | 3.05% | 3.17% |
| Avg credit score | 765.15 | 769.73 | 762.47 | 755.39 | 755.90 | 756.94 | 750.66 | 748.79 |
| Avg LTV (loan to value) | 77.50% | 79.33% | 81.53% | 80.99% | 82.76% | 82.14% | 82.23% | 83.89% |
| Avg DTI (debt to income) | 31.41 | 33.19 | 32.41 | 33.44 | 33.07 | 33.11 | 33.82 | 33.34 |
| % First time homebuyer | 26.32% | 24.11% | 19.58% | 30.72% | 38.89% | 36.11% | 33.80% | 28.75% |
| Avg mortgage insurance % | 5.10% | 7.20% | 10.70% | 10.54% | 11.77% | 11.81% | 12.23% | 14.30% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Drayton, North Dakota 58225
If you’re looking to buy a new home in Drayton, we have compiled a list of the leading mortgage brokers around Drayton, North Dakota 58225 to help you with your search.
Name
Address
Contact
Payday Plus Pawn Shop
728 W 12th St
Grafton ND 58225
(701) 352-0200
Wells Fargo Home Mortgage
735 Hill Ave
Grafton ND 58225
(701) 352-1250
http://www.wellsfargo.com/mortgage/
First Class Mortgage
2750 17th Ave S
Grand Forks ND 58225
(701) 775-3288
jonathon@firstclasscorp.com
OneMain Financial
2100 S Columbia Rd
Grand Forks ND 58225
(701) 772-7114
http://branches.onemainfinancial.com/nd/grand-forks/2100-south-columbia.html
Auto Credit
2251 32nd Ave S
Grand Forks ND 58225
(701) 746-7028
http://autocreditinc.net
Address
728 W 12th St
Grafton ND
Contact
(701) 352-0200
Address
735 Hill Ave
Grafton ND
Contact
(701) 352-1250
http://www.wellsfargo.com/mortgage/
Address
2750 17th Ave S
Grand Forks ND
Contact
(701) 775-3288
jonathon@firstclasscorp.com