Compare Today’s Mortgage Rates in Emerado, North Dakota 58228
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Emerado, North Dakota 58228.
Our search engine thoroughly explores all home mortgage options in Emerado, North Dakota 58228, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,277 in lifetime cash or $23 per month in Emerado and other areas of Grand Forks county.
Summary of Average Mortgages in Emerado, North Dakota 58228
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Interactive Mortgage Rate Projections for Emerado, North Dakota 58228
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Emerado, ND 58228. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Emerado, North Dakota 58228 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Emerado, North Dakota and around Grand Forks county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.75% | 87.96% | 88.43% | 84.62% | 85.62% | 74.83% | 77.68% | 78.95% | |
avg mortgage rate | 3.97% | 3.78% | 4.00% | 4.33% | 3.77% | 3.74% | 4.54% | 4.84% | |
% 15 year fixed mortgage | 3.75% | 9.72% | 8.80% | 12.82% | 11.76% | 18.88% | 17.86% | 17.11% | |
avg mortgage rate | 3.17% | 3.05% | 3.14% | 3.43% | 2.88% | 3.09% | 3.69% | 4.30% | |
Avg credit score | 748.79 | 750.66 | 756.94 | 755.90 | 755.39 | 762.47 | 769.73 | 765.15 | |
Avg LTV (loan to value) | 83.89% | 82.23% | 82.14% | 82.76% | 80.99% | 81.53% | 79.33% | 77.50% | |
Avg DTI (debt to income) | 33.34 | 33.82 | 33.11 | 33.07 | 33.44 | 32.41 | 33.19 | 31.41 | |
% First time homebuyer | 28.75% | 33.80% | 36.11% | 38.89% | 30.72% | 19.58% | 24.11% | 26.32% | |
Avg mortgage insurance % | 14.30% | 12.23% | 11.81% | 11.77% | 10.54% | 10.70% | 7.20% | 5.10% |
Best Mortgage Brokers around Emerado, North Dakota 58228
For those searching for a new home in Emerado, we have compiled a list of the top mortgage brokers located in and around Emerado, North Dakota 58228 to assist you with your search.
Payday Plus Pawn Shop
728 W 12th St
Grafton ND 58228
(701) 352-0200
Wells Fargo Home Mortgage
735 Hill Ave
Grafton ND 58228
(701) 352-1250
http://www.wellsfargo.com/mortgage/
First Class Mortgage
2750 17th Ave S
Grand Forks ND 58228
(701) 775-3288
jonathon@firstclasscorp.com
OneMain Financial
2100 S Columbia Rd
Grand Forks ND 58228
(701) 772-7114
http://branches.onemainfinancial.com/nd/grand-forks/2100-south-columbia.html
Auto Credit
2251 32nd Ave S
Grand Forks ND 58228
(701) 746-7028
http://autocreditinc.net
Address
728 W 12th St
Grafton ND
Contact
(701) 352-0200
Address
735 Hill Ave
Grafton ND
Contact
(701) 352-1250
http://www.wellsfargo.com/mortgage/
Address
2750 17th Ave S
Grand Forks ND
Contact
(701) 775-3288
jonathon@firstclasscorp.com