Compare Today’s Mortgage Rates for Fairmount, North Dakota
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fairmount, North Dakota 58030. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,708 or $24 / month in Fairmount and surrounding areas of Richland county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fairmount, North Dakota 58030.
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Summary of Average Mortgage Terms in Fairmount, North Dakota 58030
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Expected Savings
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Interactive Mortgage Rate Projections for Fairmount, ND
To forecast and predict mortgage rates in Fairmount, ND 58030, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fairmount, North Dakota 58030 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Fairmount, North Dakota and around Richland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.19% | 77.39% | 82.23% | 88.15% | 87.62% | 87.74% | 88.84% | 86.96% |
| avg mortgage rate | 4.83% | 4.60% | 3.81% | 3.90% | 4.33% | 3.97% | 3.74% | 3.87% |
| % 15 year fixed mortgage | 10.88% | 15.58% | 13.59% | 10.43% | 9.38% | 9.30% | 7.71% | 10.87% |
| avg mortgage rate | 4.20% | 3.76% | 3.12% | 2.96% | 3.36% | 3.16% | 2.96% | 3.10% |
| Avg credit score | 760.97 | 766.85 | 759.20 | 751.82 | 752.67 | 752.67 | 747.91 | 753.47 |
| Avg LTV (loan to value) | 78.03% | 78.46% | 81.50% | 82.64% | 82.15% | 82.32% | 82.23% | 81.89% |
| Avg DTI (debt to income) | 33.22 | 32.27 | 32.15 | 33.19 | 33.54 | 33.77 | 33.72 | 34.78 |
| % First time homebuyer | 21.76% | 17.59% | 22.30% | 28.67% | 31.52% | 27.70% | 33.47% | 23.91% |
| Avg mortgage insurance % | 5.54% | 5.90% | 10.55% | 11.28% | 13.04% | 12.12% | 11.86% | 10.83% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fairmount, North Dakota 58030
If you’re looking to buy a new home in Fairmount, we have compiled a list of the leading mortgage brokers around Fairmount, North Dakota 58030 to help you with your search.
Name
Address
Contact
Ag Country Farm Credit Service
327 Main St S
Forman ND 58030
(701) 724-3935
http://www.agcountry.com/
American Family Mortgage
435 Main Ave E
West Fargo ND 58030
(701) 476-1835
Advanced Family Mortgage
435 Main Ave E
West Fargo ND 58030
(701) 476-1835
Diversified Cash Note Service
911 9th Ave W
West Fargo ND 58030
(701) 281-7024
Wells Fargo Home Mortgage
1401 13th Ave E
West Fargo ND 58030
(701) 433-3660
fullertonp@banking.wellsfargo.com
Address
327 Main St S
Forman ND
Contact
(701) 724-3935
http://www.agcountry.com/
Address
435 Main Ave E
West Fargo ND
Contact
(701) 476-1835
Address
435 Main Ave E
West Fargo ND
Contact
(701) 476-1835