Compare Today’s Mortgage Rates in Gardner, North Dakota 58036
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Gardner, North Dakota 58036.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,492 over the lifetime of your 30-year fixed loan, or a monthly savings of $26 in Gardner and other areas of Cass county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Gardner, North Dakota 58036
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gardner, North Dakota 58036
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gardner, ND 58036. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gardner, North Dakota 58036 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gardner, North Dakota and around Cass county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 89.74% | 91.33% | 94.78% | 92.15% | 92.90% | 86.05% | 89.40% | 90.37% | 89.13% |
avg mortgage rate | 6.37% | 4.32% | 2.83% | 3.14% | 4.12% | 4.37% | 3.99% | 3.75% | 3.94% |
% 15 year fixed mortgage | 8.97% | 5.87% | 3.48% | 5.84% | 5.11% | 11.56% | 7.95% | 6.80% | 8.70% |
avg mortgage rate | 6.19% | 3.87% | 2.30% | 2.67% | 3.76% | 3.81% | 3.20% | 2.98% | 3.10% |
Avg credit score | 756.17 | 755.74 | 768.94 | 773.74 | 755.79 | 752.46 | 756.55 | 749.52 | 753.10 |
Avg LTV (loan to value) | 82.49% | 82.27% | 85.45% | 85.18% | 83.79% | 81.90% | 82.99% | 82.82% | 83.08% |
Avg DTI (debt to income) | 36.32 | 35.70 | 33.68 | 34.16 | 34.30 | 33.67 | 34.55 | 33.36 | 33.70 |
% First time homebuyer | 43.59% | 32.40% | 33.07% | 38.23% | 38.92% | 31.29% | 29.14% | 31.73% | 29.81% |
Avg mortgage insurance % | 15.01% | 14.39% | 16.13% | 16.24% | 14.84% | 11.16% | 12.88% | 12.55% | 13.55% |
Best Mortgage Brokers around Gardner, North Dakota 58036
For those searching for a new home in Gardner, we have compiled a list of the top mortgage brokers located in and around Gardner, North Dakota 58036 to assist you with your search.
Name
Address
Contact
Farm Credit Service
802 W Caledonia Ave
Hillsboro ND 58036
(701) 636-4842
http://www.agcountry.com/
Hunter Equipment
501 Main St
Hunter ND 58036
(701) 874-2168
http://hunterequipmentinc.com
American Family Mortgage
435 Main Ave E
West Fargo ND 58036
(701) 476-1835
Advanced Family Mortgage
435 Main Ave E
West Fargo ND 58036
(701) 476-1835
Diversified Cash Note Service
911 9th Ave W
West Fargo ND 58036
(701) 281-7024
Address
802 W Caledonia Ave
Hillsboro ND
Contact
(701) 636-4842
http://www.agcountry.com/
Address
501 Main St
Hunter ND
Contact
(701) 874-2168
http://hunterequipmentinc.com
Address
435 Main Ave E
West Fargo ND
Contact
(701) 476-1835