Compare Today’s Mortgage Rates in Hamilton, North Dakota 58238
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hamilton, North Dakota 58238.
Our search engine thoroughly explores all home mortgage options in Hamilton, North Dakota 58238, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $14,076 in lifetime cash or $39 per month in Hamilton and other areas of Pembina county.
Summary of Average Mortgages in Hamilton, North Dakota 58238
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Interactive Mortgage Rate Projections for Hamilton, North Dakota 58238
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hamilton, ND 58238. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hamilton, North Dakota 58238 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hamilton, North Dakota and around Pembina county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.75% | 87.96% | 88.43% | 84.62% | 85.62% | 74.83% | 77.68% | 78.95% | |
| avg mortgage rate | 3.97% | 3.78% | 4.00% | 4.33% | 3.77% | 3.74% | 4.54% | 4.84% | |
| % 15 year fixed mortgage | 3.75% | 9.72% | 8.80% | 12.82% | 11.76% | 18.88% | 17.86% | 17.11% | |
| avg mortgage rate | 3.17% | 3.05% | 3.14% | 3.43% | 2.88% | 3.09% | 3.69% | 4.30% | |
| Avg credit score | 748.79 | 750.66 | 756.94 | 755.90 | 755.39 | 762.47 | 769.73 | 765.15 | |
| Avg LTV (loan to value) | 83.89% | 82.23% | 82.14% | 82.76% | 80.99% | 81.53% | 79.33% | 77.50% | |
| Avg DTI (debt to income) | 33.34 | 33.82 | 33.11 | 33.07 | 33.44 | 32.41 | 33.19 | 31.41 | |
| % First time homebuyer | 28.75% | 33.80% | 36.11% | 38.89% | 30.72% | 19.58% | 24.11% | 26.32% | |
| Avg mortgage insurance % | 14.30% | 12.23% | 11.81% | 11.77% | 10.54% | 10.70% | 7.20% | 5.10% |
Best Mortgage Brokers around Hamilton, North Dakota 58238
For those searching for a new home in Hamilton, we have compiled a list of the top mortgage brokers located in and around Hamilton, North Dakota 58238 to assist you with your search.
Farm Credit Services
306 9th Ave
Langdon ND 58238
(701) 256-2553
http://agcountry.com
First Class Mortgage
2750 17th Ave S
Grand Forks ND 58238
(701) 775-3288
jonathon@firstclasscorp.com
OneMain Financial
2100 S Columbia Rd
Grand Forks ND 58238
(701) 772-7114
http://branches.onemainfinancial.com/nd/grand-forks/2100-south-columbia.html
Auto Credit
2251 32nd Ave S
Grand Forks ND 58238
(701) 746-7028
http://autocreditinc.net
Ag Country Farm Credit Service
2424 32nd Ave S
Grand Forks ND 58238
(701) 775-3193
janelle.skibicki@farmcredit.co
Address
306 9th Ave
Langdon ND
Contact
(701) 256-2553
http://agcountry.com
Address
2750 17th Ave S
Grand Forks ND
Contact
(701) 775-3288
jonathon@firstclasscorp.com
Address
2100 S Columbia Rd
Grand Forks ND
Contact
(701) 772-7114
http://branches.onemainfinancial.com/nd/grand-forks/2100-south-columbia.html