Compare Today’s Mortgage Rates for Minot, North Dakota

Pureloan searches mortgage lenders and major banks in Minot, North Dakota 58707 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,840 or $19 / month is expected in Minot and other areas of Ward county.

Pureloan’s search engine explores all home mortgage options in Minot, North Dakota 58707, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Minot, North Dakota 58707

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Minot, ND

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Minot, ND 58707, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Minot, ND

Historical Mortgage Rates for Minot, North Dakota 58707 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Minot, North Dakota and around Ward county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.51% 85.92% 88.73% 87.98% 89.79% 94.18% 92.94% 91.04%
avg mortgage rate 4.85% 4.44% 3.87% 3.95% 4.35% 3.98% 3.75% 3.96%
% 15 year fixed mortgage 4.72% 14.08% 8.45% 12.02% 7.66% 4.76% 5.29% 8.96%
avg mortgage rate 4.03% 3.90% 3.16% 3.05% 3.32% 3.22% 2.90% 3.15%
Avg credit score 764.22 761.92 758.12 746.83 749.17 747.20 744.69 748.01
Avg LTV (loan to value) 80.37% 78.56% 79.44% 82.98% 85.04% 84.92% 84.76% 84.96%
Avg DTI (debt to income) 31.73 32.13 32.82 33.66 34.21 33.33 33.18 32.54
% First time homebuyer 21.70% 16.90% 19.01% 30.60% 35.74% 33.33% 37.65% 28.36%
Avg mortgage insurance % 8.62% 5.66% 8.68% 12.73% 15.00% 15.51% 13.97% 14.03%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Minot, North Dakota 58707

If you’re looking to buy a new home in Minot, we have compiled a list of the leading mortgage brokers around Minot, North Dakota 58707 to help you with your search.

Name
Address
Contact

Valley Auto Credit

600 N Broadway

Minot ND 58707

(701) 857-1609

http://www.westliemotors.com/

Mortgage Max Of Minot

1368 20th Ave SW

Minot ND 58707

(701) 839-0295

First American Home Loans

6008 Highway 2 E

Minot ND 58707

(701) 837-5900

National Residential Mortgage

315 Main St S

Minot ND 58707

(701) 420-9850

Farm Credit Mid-America

1820 13th St SE

Minot ND 58707

(701) 852-5432

kberg@farmcredit.com

Address

600 N Broadway

Minot ND

Contact

(701) 857-1609

http://www.westliemotors.com/

Address

1368 20th Ave SW

Minot ND

Contact

(701) 839-0295

Address

6008 Highway 2 E

Minot ND

Contact

(701) 837-5900

News on Mortgages and Reverse Mortgages for Minot, North Dakota 58707