Compare Today’s Mortgage Rates for Minot, North Dakota
Pureloan searches mortgage lenders and major banks in Minot, North Dakota 58707 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,214 or $28 / month is expected in Minot and other areas of Ward county.
Pureloan’s search engine explores all home mortgage options in Minot, North Dakota 58707, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Minot, North Dakota 58707


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Interactive Mortgage Rate Projections for Minot, ND
To forecast and predict mortgage rates in Minot, ND 58707, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Minot, North Dakota 58707 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Minot, North Dakota and around Ward county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.51% | 85.92% | 88.73% | 87.98% | 89.79% | 94.18% | 92.94% | 91.04% |
avg mortgage rate | 4.85% | 4.44% | 3.87% | 3.95% | 4.35% | 3.98% | 3.75% | 3.96% |
% 15 year fixed mortgage | 4.72% | 14.08% | 8.45% | 12.02% | 7.66% | 4.76% | 5.29% | 8.96% |
avg mortgage rate | 4.03% | 3.90% | 3.16% | 3.05% | 3.32% | 3.22% | 2.90% | 3.15% |
Avg credit score | 764.22 | 761.92 | 758.12 | 746.83 | 749.17 | 747.20 | 744.69 | 748.01 |
Avg LTV (loan to value) | 80.37% | 78.56% | 79.44% | 82.98% | 85.04% | 84.92% | 84.76% | 84.96% |
Avg DTI (debt to income) | 31.73 | 32.13 | 32.82 | 33.66 | 34.21 | 33.33 | 33.18 | 32.54 |
% First time homebuyer | 21.70% | 16.90% | 19.01% | 30.60% | 35.74% | 33.33% | 37.65% | 28.36% |
Avg mortgage insurance % | 8.62% | 5.66% | 8.68% | 12.73% | 15.00% | 15.51% | 13.97% | 14.03% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Minot, North Dakota 58707
If you’re looking to buy a new home in Minot, we have compiled a list of the leading mortgage brokers around Minot, North Dakota 58707 to help you with your search.
Valley Auto Credit
600 N Broadway
Minot ND 58707
(701) 857-1609
http://www.westliemotors.com/
Mortgage Max Of Minot
1368 20th Ave SW
Minot ND 58707
(701) 839-0295
First American Home Loans
6008 Highway 2 E
Minot ND 58707
(701) 837-5900
National Residential Mortgage
315 Main St S
Minot ND 58707
(701) 420-9850
Farm Credit Mid-America
1820 13th St SE
Minot ND 58707
(701) 852-5432
kberg@farmcredit.com
Address
600 N Broadway
Minot ND
Contact
(701) 857-1609
http://www.westliemotors.com/
Address
1368 20th Ave SW
Minot ND
Contact
(701) 839-0295
Address
6008 Highway 2 E
Minot ND
Contact
(701) 837-5900