Compare Today’s Mortgage Rates in Montpelier, North Dakota 58472
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Montpelier, North Dakota 58472.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Montpelier, North Dakota 58472. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,063 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Montpelier and other areas of Stutsman county.
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Summary of Average Mortgages in Montpelier, North Dakota 58472
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Montpelier, North Dakota 58472
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Montpelier, ND 58472. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Montpelier, North Dakota 58472 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Montpelier, North Dakota and around Stutsman county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.50% | 89.71% | 86.30% | 82.61% | 80.70% | 78.00% | 85.00% | 84.48% | 84.31% |
| avg mortgage rate | 6.54% | 4.28% | 2.87% | 3.29% | 4.20% | 4.56% | 4.07% | 3.89% | 4.05% |
| % 15 year fixed mortgage | 12.50% | 8.82% | 12.33% | 13.04% | 14.04% | 18.00% | 11.67% | 13.79% | 11.76% |
| avg mortgage rate | 5.62% | 4.35% | 2.43% | 2.82% | 3.59% | 3.80% | 3.07% | 2.97% | 3.23% |
| Avg credit score | 752.38 | 755.51 | 877.53 | 750.23 | 759.49 | 750.84 | 900.12 | 752.16 | 751.02 |
| Avg LTV (loan to value) | 85.19% | 83.79% | 85.11% | 87.78% | 84.96% | 86.72% | 86.10% | 82.41% | 85.18% |
| Avg DTI (debt to income) | 35.00 | 34.71 | 32.88 | 32.49 | 32.95 | 35.60 | 31.15 | 32.36 | 32.29 |
| % First time homebuyer | 31.25% | 33.82% | 20.55% | 31.88% | 42.11% | 30.00% | 36.67% | 31.03% | 27.45% |
| Avg mortgage insurance % | 14.75% | 14.60% | 15.62% | 17.57% | 13.39% | 15.22% | 15.78% | 12.19% | 14.14% |
Best Mortgage Brokers around Montpelier, North Dakota 58472
For those searching for a new home in Montpelier, we have compiled a list of the top mortgage brokers located in and around Montpelier, North Dakota 58472 to assist you with your search.
Name
Address
Contact
America's Home Loans
110 N 3rd St
Bismarck ND 58472
(701) 222-0100
loans@americashomeloans.com
Wells Fargo Home Mortgage
400 E Broadway Ave
Bismarck ND 58472
(701) 222-5522
http://www.wellsfargo.com/mortgage/
Mortgagemax
418 E Broadway Ave
Bismarck ND 58472
(701) 255-0295
http://www.mortgagemaxinc.net
Mortgage & Investments Consultants
1910 N 11th St
Bismarck ND 58472
(701) 223-6371
stephanie@nodakmortgage.com
F M Mortgage
120 N 3rd St
Bismarck ND 58472
(701) 255-2000
http://fmmortgagecorp.com
Address
110 N 3rd St
Bismarck ND
Contact
(701) 222-0100
loans@americashomeloans.com
Address
400 E Broadway Ave
Bismarck ND
Contact
(701) 222-5522
http://www.wellsfargo.com/mortgage/
Address
418 E Broadway Ave
Bismarck ND
Contact
(701) 255-0295
http://www.mortgagemaxinc.net