Compare Today’s Mortgage Rates for Oakes, North Dakota

Pureloan searches mortgage lenders and major banks in Oakes, North Dakota 58474 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,890 or $22 / month is expected in Oakes and other areas of Brown county.

Pureloan’s search engine explores all home mortgage options in Oakes, North Dakota 58474, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oakes, North Dakota 58474

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oakes, ND

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oakes, ND 58474, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oakes, ND

Historical Mortgage Rates for Oakes, North Dakota 58474 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Oakes, North Dakota and around Brown county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 72.73% 66.67% 71.88% 79.31% 72.00% 80.39% 84.48% 82.61%
avg mortgage rate 4.88% 4.59% 3.84% 3.86% 4.42% 4.09% 3.89% 3.99%
% 15 year fixed mortgage 15.15% 28.57% 25.00% 20.69% 20.00% 13.73% 13.79% 17.39%
avg mortgage rate 4.30% 3.83% 3.02% 2.88% 3.49% 3.34% 2.97% 2.97%
Avg credit score 770.73 780.90 770.91 751.59 754.78 750.02 752.16 1142.91
Avg LTV (loan to value) 85.39% 78.90% 82.03% 83.48% 83.44% 86.43% 82.41% 87.70%
Avg DTI (debt to income) 28.94 33.10 31.66 30.52 32.02 32.43 32.36 32.04
% First time homebuyer 27.27% 14.29% 18.75% 41.38% 20.00% 27.45% 31.03% 47.83%
Avg mortgage insurance % 12.64% 3.76% 12.41% 9.03% 13.56% 15.20% 12.19% 17.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oakes, North Dakota 58474

If you’re looking to buy a new home in Oakes, we have compiled a list of the leading mortgage brokers around Oakes, North Dakota 58474 to help you with your search.

Name
Address
Contact

America's Home Loans

110 N 3rd St

Bismarck ND 58474

(701) 222-0100

loans@americashomeloans.com

Wells Fargo Home Mortgage

400 E Broadway Ave

Bismarck ND 58474

(701) 222-5522

http://www.wellsfargo.com/mortgage/

Mortgagemax

418 E Broadway Ave

Bismarck ND 58474

(701) 255-0295

http://www.mortgagemaxinc.net

Mortgage & Investments Consultants

1910 N 11th St

Bismarck ND 58474

(701) 223-6371

stephanie@nodakmortgage.com

F M Mortgage

120 N 3rd St

Bismarck ND 58474

(701) 255-2000

http://fmmortgagecorp.com

Address

110 N 3rd St

Bismarck ND

Contact

(701) 222-0100

loans@americashomeloans.com

Address

400 E Broadway Ave

Bismarck ND

Contact

(701) 222-5522

http://www.wellsfargo.com/mortgage/

Address

418 E Broadway Ave

Bismarck ND

Contact

(701) 255-0295

http://www.mortgagemaxinc.net

News on Mortgages and Reverse Mortgages for Oakes, North Dakota 58474