Compare Today’s Mortgage Rates in Pembina, North Dakota 58271

Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Pembina, North Dakota 58271.

Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Pembina, North Dakota 58271. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,063 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Pembina and other areas of Pembina county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

48.936124 -97.275611 25045

Summary of Average Mortgages in Pembina, North Dakota 58271

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Pembina, North Dakota 58271

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pembina, ND 58271. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Pembina, North Dakota 58271

Pembina is a city in Pembina County, North Dakota, United States. The population was 512 at the 2020 census. Pembina is located 2 miles south of the Canada–US border. Interstate 29 passes on the west side of Pembina, leading north to the Canada–US border at Emerson, Manitoba and south to the cities of Grand Forks and Fargo. Read more

Pembina is a city in Pembina County, North Dakota, United States. The population was 512 at the 2020 census. Pembina is located 2 miles south of the Canada–US border. Interstate 29 passes on the west side of Pembina, leading north to the Canada–US border at Emerson, Manitoba and south to the cities of Grand Forks and Fargo. The Pembina-Emerson Border Crossing is the busiest between Blaine, Washington and Detroit, Michigan and the fifth busiest along the Canada-United States border. It is one of three 24-hour ports of entry in North Dakota, the others being Portal and Dunseith. The Noyes–Emerson Border Crossing, located 2 miles to the east on the Minnesota side of the Red River, also processed cross border traffic until its closure in 2006.

The area of Pembina was long inhabited by various indigenous peoples. At the time of 16th century French exploration and fur trading, historical Native American tribes included the Lakota, the Chippewa, and the Assiniboine. The British/Canadian Hudson's Bay Company established a fur-trading post on the site of present-day Pembina in 1797, and it is the oldest European-American community in the Dakotas. The first permanent HBC-sponsored settlement in Pembina started in 1812. Prior to the Treaty of 1818, Pembina was located in Rupert's Land, the HBC's trading territory. The treaty transferred the Red River Valley south of the 49th parallel to the United States, but until 1823, both the United States and the British authorities believed Pembina was north of the 49th and therefore in Rupert's Land. That year United States Army Major Stephen H. Long's survey of the 49th parallel revealed Pembina's location to be just south of the Rupert's Land – United States border. Pembina was officially founded in 1843. In 1851, the US established its first post office in present-day North Dakota in Pembina. Pembina was the most populous place in North Dakota according to the 1860 census. Pembina served as county seat from 1867 to 1911, being designated as a town in 1885.Pembina is home to the U.S. satellite plant of Motor Coach Industries, which completes assembly of intercity buses. Its major clients include Greyhound Lines. Read less

Historical Mortgage Rates in Pembina, North Dakota 58271 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Pembina, North Dakota and around Pembina county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 93.75% 87.96% 88.43% 84.62% 85.62% 74.83% 77.68% 78.95%
avg mortgage rate 3.97% 3.78% 4.00% 4.33% 3.77% 3.74% 4.54% 4.84%
% 15 year fixed mortgage 3.75% 9.72% 8.80% 12.82% 11.76% 18.88% 17.86% 17.11%
avg mortgage rate 3.17% 3.05% 3.14% 3.43% 2.88% 3.09% 3.69% 4.30%
Avg credit score 748.79 750.66 756.94 755.90 755.39 762.47 769.73 765.15
Avg LTV (loan to value) 83.89% 82.23% 82.14% 82.76% 80.99% 81.53% 79.33% 77.50%
Avg DTI (debt to income) 33.34 33.82 33.11 33.07 33.44 32.41 33.19 31.41
% First time homebuyer 28.75% 33.80% 36.11% 38.89% 30.72% 19.58% 24.11% 26.32%
Avg mortgage insurance % 14.30% 12.23% 11.81% 11.77% 10.54% 10.70% 7.20% 5.10%

Source: Financial Report of the US Government

Best Mortgage Brokers around Pembina, North Dakota 58271

For those searching for a new home in Pembina, we have compiled a list of the top mortgage brokers located in and around Pembina, North Dakota 58271 to assist you with your search.

Name
Address
Contact

Agcountry Farm Credit Services

707 Highway 2 E

Devils Lake ND 58271

(701) 662-5356

http://agcountry.com

Western Equipment Finance

503 Highway 2 W

Devils Lake ND 58271

(701) 662-4538

info@westernequipmentfinance.com

Direct Check

702 5th Ave SE

Devils Lake ND 58271

(701) 662-6636

actionservices24@hotmail.com

Insurance Store

604 College Dr S

Devils Lake ND 58271

(701) 662-8894

doehlke@weareamerican.com

Farm Credit Services

201 Highway 2 SE

Rugby ND 58271

(701) 776-5863

info@farmcreditnd.com

Address

707 Highway 2 E

Devils Lake ND

Contact

(701) 662-5356

http://agcountry.com

Address

503 Highway 2 W

Devils Lake ND

Contact

(701) 662-4538

info@westernequipmentfinance.com

Address

702 5th Ave SE

Devils Lake ND

Contact

(701) 662-6636

actionservices24@hotmail.com

News on Mortgages and Reverse Mortgages for Pembina, North Dakota 58271