Compare Today’s Mortgage Rates in Ray, North Dakota 58849
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ray, North Dakota 58849.
Our search engine thoroughly explores all home mortgage options in Ray, North Dakota 58849, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,090 in lifetime cash or $20 per month in Ray and other areas of Williams county.
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Summary of Average Mortgages in Ray, North Dakota 58849
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ray, North Dakota 58849
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ray, ND 58849. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ray, North Dakota 58849 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ray, North Dakota and around Williams county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.01% | 89.98% | 87.14% | 88.99% | 83.78% | 86.21% | 82.29% | 86.24% | |
| avg mortgage rate | 3.88% | 3.77% | 3.97% | 4.35% | 3.84% | 3.80% | 4.52% | 4.82% | |
| % 15 year fixed mortgage | 9.74% | 7.93% | 10.20% | 9.33% | 13.24% | 10.34% | 11.43% | 12.39% | |
| avg mortgage rate | 3.01% | 2.94% | 3.12% | 3.38% | 2.86% | 3.08% | 3.87% | 4.27% | |
| Avg credit score | 751.43 | 752.31 | 756.95 | 753.93 | 758.99 | 762.81 | 765.46 | 765.99 | |
| Avg LTV (loan to value) | 81.88% | 83.55% | 83.18% | 83.34% | 83.58% | 82.14% | 79.06% | 76.65% | |
| Avg DTI (debt to income) | 34.27 | 33.73 | 32.37 | 33.05 | 33.06 | 31.52 | 30.98 | 31.70 | |
| % First time homebuyer | 33.77% | 31.70% | 35.10% | 37.50% | 32.97% | 28.88% | 22.29% | 17.89% | |
| Avg mortgage insurance % | 12.18% | 12.59% | 13.79% | 13.52% | 13.17% | 11.87% | 6.77% | 3.70% |
Best Mortgage Brokers around Ray, North Dakota 58849
For those searching for a new home in Ray, we have compiled a list of the top mortgage brokers located in and around Ray, North Dakota 58849 to assist you with your search.
Name
Address
Contact
Check 'n Go
310 26th St E
Williston ND 58849
(701) 204-0741
comments@checkngo.com
Direct Check
1319 2nd Ave W
Williston ND 58849
(701) 572-7222
http://www.direct-check.com
Acceptance Capital Mortgage Corporation
1305 2nd Ave W
Williston ND 58849
(701) 609-5966
ddyer@acmwilliston.com
Premier Home Mortgage
221 University Ave
Williston ND 58849
(701) 609-5777
Lend Smart Mortgage
322 Main St
Williston ND 58849
(701) 774-5363
Address
310 26th St E
Williston ND
Contact
(701) 204-0741
comments@checkngo.com
Address
1319 2nd Ave W
Williston ND
Contact
(701) 572-7222
http://www.direct-check.com
Address
1305 2nd Ave W
Williston ND
Contact
(701) 609-5966
ddyer@acmwilliston.com