Compare Today’s Mortgage Rates for Ray, North Dakota

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ray, North Dakota 58849. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,902 or $8 / month in Ray and surrounding areas of Williams county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ray, North Dakota 58849.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ray, North Dakota 58849

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ray, ND

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ray, ND 58849, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ray, ND

Historical Mortgage Rates for Ray, North Dakota 58849 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Ray, North Dakota and around Williams county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.24% 82.29% 86.21% 83.78% 88.99% 87.14% 89.98% 87.01%
avg mortgage rate 4.82% 4.52% 3.80% 3.84% 4.35% 3.97% 3.77% 3.88%
% 15 year fixed mortgage 12.39% 11.43% 10.34% 13.24% 9.33% 10.20% 7.93% 9.74%
avg mortgage rate 4.27% 3.87% 3.08% 2.86% 3.38% 3.12% 2.94% 3.01%
Avg credit score 765.99 765.46 762.81 758.99 753.93 756.95 752.31 751.43
Avg LTV (loan to value) 76.65% 79.06% 82.14% 83.58% 83.34% 83.18% 83.55% 81.88%
Avg DTI (debt to income) 31.70 30.98 31.52 33.06 33.05 32.37 33.73 34.27
% First time homebuyer 17.89% 22.29% 28.88% 32.97% 37.50% 35.10% 31.70% 33.77%
Avg mortgage insurance % 3.70% 6.77% 11.87% 13.17% 13.52% 13.79% 12.59% 12.18%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ray, North Dakota 58849

If you’re looking to buy a new home in Ray, we have compiled a list of the leading mortgage brokers around Ray, North Dakota 58849 to help you with your search.

Name
Address
Contact

Check 'n Go

310 26th St E

Williston ND 58849

(701) 204-0741

comments@checkngo.com

Direct Check

1319 2nd Ave W

Williston ND 58849

(701) 572-7222

http://www.direct-check.com

Acceptance Capital Mortgage Corporation

1305 2nd Ave W

Williston ND 58849

(701) 609-5966

ddyer@acmwilliston.com

Premier Home Mortgage

221 University Ave

Williston ND 58849

(701) 609-5777

Lend Smart Mortgage

322 Main St

Williston ND 58849

(701) 774-5363

Address

310 26th St E

Williston ND

Contact

(701) 204-0741

comments@checkngo.com

Address

1319 2nd Ave W

Williston ND

Contact

(701) 572-7222

http://www.direct-check.com

Address

1305 2nd Ave W

Williston ND

Contact

(701) 609-5966

ddyer@acmwilliston.com

News on Mortgages and Reverse Mortgages for Ray, North Dakota 58849