Compare Today’s Mortgage Rates in Saint Thomas, North Dakota 58276
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Saint Thomas, North Dakota 58276.
Our search engine thoroughly explores all home mortgage options in Saint Thomas, North Dakota 58276, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,831 in lifetime cash or $27 per month in Saint Thomas and other areas of Pembina county.
Summary of Average Mortgages in Saint Thomas, North Dakota 58276
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Interactive Mortgage Rate Projections for Saint Thomas, North Dakota 58276
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saint Thomas, ND 58276. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saint Thomas, North Dakota 58276 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saint Thomas, North Dakota and around Pembina county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.75% | 87.96% | 88.43% | 84.62% | 85.62% | 74.83% | 77.68% | 78.95% | |
avg mortgage rate | 3.97% | 3.78% | 4.00% | 4.33% | 3.77% | 3.74% | 4.54% | 4.84% | |
% 15 year fixed mortgage | 3.75% | 9.72% | 8.80% | 12.82% | 11.76% | 18.88% | 17.86% | 17.11% | |
avg mortgage rate | 3.17% | 3.05% | 3.14% | 3.43% | 2.88% | 3.09% | 3.69% | 4.30% | |
Avg credit score | 748.79 | 750.66 | 756.94 | 755.90 | 755.39 | 762.47 | 769.73 | 765.15 | |
Avg LTV (loan to value) | 83.89% | 82.23% | 82.14% | 82.76% | 80.99% | 81.53% | 79.33% | 77.50% | |
Avg DTI (debt to income) | 33.34 | 33.82 | 33.11 | 33.07 | 33.44 | 32.41 | 33.19 | 31.41 | |
% First time homebuyer | 28.75% | 33.80% | 36.11% | 38.89% | 30.72% | 19.58% | 24.11% | 26.32% | |
Avg mortgage insurance % | 14.30% | 12.23% | 11.81% | 11.77% | 10.54% | 10.70% | 7.20% | 5.10% |
Best Mortgage Brokers around Saint Thomas, North Dakota 58276
For those searching for a new home in Saint Thomas, we have compiled a list of the top mortgage brokers located in and around Saint Thomas, North Dakota 58276 to assist you with your search.
Agcountry Farm Credit Services
707 Highway 2 E
Devils Lake ND 58276
(701) 662-5356
http://agcountry.com
Western Equipment Finance
503 Highway 2 W
Devils Lake ND 58276
(701) 662-4538
info@westernequipmentfinance.com
Direct Check
702 5th Ave SE
Devils Lake ND 58276
(701) 662-6636
actionservices24@hotmail.com
Insurance Store
604 College Dr S
Devils Lake ND 58276
(701) 662-8894
doehlke@weareamerican.com
Farm Credit Services
201 Highway 2 SE
Rugby ND 58276
(701) 776-5863
info@farmcreditnd.com
Address
707 Highway 2 E
Devils Lake ND
Contact
(701) 662-5356
http://agcountry.com
Address
503 Highway 2 W
Devils Lake ND
Contact
(701) 662-4538
info@westernequipmentfinance.com
Address
702 5th Ave SE
Devils Lake ND
Contact
(701) 662-6636
actionservices24@hotmail.com