Compare Today’s Mortgage Rates for Valley City, North Dakota

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Valley City, North Dakota 58072. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $956 or $3 / month in Valley City and other areas of Barnes county.

Our search engine explores all home mortgage options in Valley City, North Dakota 58072, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Valley City, North Dakota 58072

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Valley City, ND

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Valley City, ND 58072, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Valley City, ND

Historical Mortgage Rates for Valley City, North Dakota 58072 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Valley City, North Dakota and around Barnes county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.19% 77.39% 82.23% 88.15% 87.62% 87.74% 88.84% 86.96%
avg mortgage rate 4.83% 4.60% 3.81% 3.90% 4.33% 3.97% 3.74% 3.87%
% 15 year fixed mortgage 10.88% 15.58% 13.59% 10.43% 9.38% 9.30% 7.71% 10.87%
avg mortgage rate 4.20% 3.76% 3.12% 2.96% 3.36% 3.16% 2.96% 3.10%
Avg credit score 760.97 766.85 759.20 751.82 752.67 752.67 747.91 753.47
Avg LTV (loan to value) 78.03% 78.46% 81.50% 82.64% 82.15% 82.32% 82.23% 81.89%
Avg DTI (debt to income) 33.22 32.27 32.15 33.19 33.54 33.77 33.72 34.78
% First time homebuyer 21.76% 17.59% 22.30% 28.67% 31.52% 27.70% 33.47% 23.91%
Avg mortgage insurance % 5.54% 5.90% 10.55% 11.28% 13.04% 12.12% 11.86% 10.83%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Valley City, North Dakota 58072

If you’re looking to buy a new home in Valley City, we have compiled a list of the leading mortgage brokers around Valley City, North Dakota 58072 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

201 Central Ave N

Valley City ND 58072

(701) 845-8419

robert.maund@abbotdowning.com

Ag Country Farm Credit Service

220 Winter Show Rd SW

Valley City ND 58072

(701) 845-1751

http://agcountry.com

American Family Mortgage

435 Main Ave E

West Fargo ND 58072

(701) 476-1835

Advanced Family Mortgage

435 Main Ave E

West Fargo ND 58072

(701) 476-1835

Diversified Cash Note Service

911 9th Ave W

West Fargo ND 58072

(701) 281-7024

Address

201 Central Ave N

Valley City ND

Contact

(701) 845-8419

robert.maund@abbotdowning.com

Address

220 Winter Show Rd SW

Valley City ND

Contact

(701) 845-1751

http://agcountry.com

Address

435 Main Ave E

West Fargo ND

Contact

(701) 476-1835

News on Mortgages and Reverse Mortgages for Valley City, North Dakota 58072