Compare Today’s Mortgage Rates for Wahpeton, North Dakota

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Wahpeton, North Dakota 58074. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,802 or $16 / month in Wahpeton and other areas of Richland county.

Our search engine explores all home mortgage options in Wahpeton, North Dakota 58074, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Wahpeton, North Dakota 58074

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Wahpeton, ND

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Wahpeton, ND 58074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Wahpeton, ND

Historical Mortgage Rates for Wahpeton, North Dakota 58074 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Wahpeton, North Dakota and around Richland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.19% 77.39% 82.23% 88.15% 87.62% 87.74% 88.84% 86.96%
avg mortgage rate 4.83% 4.60% 3.81% 3.90% 4.33% 3.97% 3.74% 3.87%
% 15 year fixed mortgage 10.88% 15.58% 13.59% 10.43% 9.38% 9.30% 7.71% 10.87%
avg mortgage rate 4.20% 3.76% 3.12% 2.96% 3.36% 3.16% 2.96% 3.10%
Avg credit score 760.97 766.85 759.20 751.82 752.67 752.67 747.91 753.47
Avg LTV (loan to value) 78.03% 78.46% 81.50% 82.64% 82.15% 82.32% 82.23% 81.89%
Avg DTI (debt to income) 33.22 32.27 32.15 33.19 33.54 33.77 33.72 34.78
% First time homebuyer 21.76% 17.59% 22.30% 28.67% 31.52% 27.70% 33.47% 23.91%
Avg mortgage insurance % 5.54% 5.90% 10.55% 11.28% 13.04% 12.12% 11.86% 10.83%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Wahpeton, North Dakota 58074

If you’re looking to buy a new home in Wahpeton, we have compiled a list of the leading mortgage brokers around Wahpeton, North Dakota 58074 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

119 6th St N

Wahpeton ND 58074

(701) 671-1040

robert.maund@abbotdowning.com

American Family Mortgage

435 Main Ave E

West Fargo ND 58074

(701) 476-1835

Advanced Family Mortgage

435 Main Ave E

West Fargo ND 58074

(701) 476-1835

Diversified Cash Note Service

911 9th Ave W

West Fargo ND 58074

(701) 281-7024

Wells Fargo Home Mortgage

1401 13th Ave E

West Fargo ND 58074

(701) 433-3660

fullertonp@banking.wellsfargo.com

Address

119 6th St N

Wahpeton ND

Contact

(701) 671-1040

robert.maund@abbotdowning.com

Address

435 Main Ave E

West Fargo ND

Contact

(701) 476-1835

Address

435 Main Ave E

West Fargo ND

Contact

(701) 476-1835

News on Mortgages and Reverse Mortgages for Wahpeton, North Dakota 58074