Compare Today’s Mortgage Rates for Wahpeton, North Dakota
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Wahpeton, North Dakota 58074. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,196 or $9 / month in Wahpeton and other areas of Richland county.
Our search engine explores all home mortgage options in Wahpeton, North Dakota 58074, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Wahpeton, North Dakota 58074
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Wahpeton, ND
To forecast and predict mortgage rates in Wahpeton, ND 58074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wahpeton, North Dakota 58074 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Wahpeton, North Dakota and around Richland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.19% | 77.39% | 82.23% | 88.15% | 87.62% | 87.74% | 88.84% | 86.96% |
| avg mortgage rate | 4.83% | 4.60% | 3.81% | 3.90% | 4.33% | 3.97% | 3.74% | 3.87% |
| % 15 year fixed mortgage | 10.88% | 15.58% | 13.59% | 10.43% | 9.38% | 9.30% | 7.71% | 10.87% |
| avg mortgage rate | 4.20% | 3.76% | 3.12% | 2.96% | 3.36% | 3.16% | 2.96% | 3.10% |
| Avg credit score | 760.97 | 766.85 | 759.20 | 751.82 | 752.67 | 752.67 | 747.91 | 753.47 |
| Avg LTV (loan to value) | 78.03% | 78.46% | 81.50% | 82.64% | 82.15% | 82.32% | 82.23% | 81.89% |
| Avg DTI (debt to income) | 33.22 | 32.27 | 32.15 | 33.19 | 33.54 | 33.77 | 33.72 | 34.78 |
| % First time homebuyer | 21.76% | 17.59% | 22.30% | 28.67% | 31.52% | 27.70% | 33.47% | 23.91% |
| Avg mortgage insurance % | 5.54% | 5.90% | 10.55% | 11.28% | 13.04% | 12.12% | 11.86% | 10.83% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wahpeton, North Dakota 58074
If you’re looking to buy a new home in Wahpeton, we have compiled a list of the leading mortgage brokers around Wahpeton, North Dakota 58074 to help you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
119 6th St N
Wahpeton ND 58074
(701) 671-1040
robert.maund@abbotdowning.com
American Family Mortgage
435 Main Ave E
West Fargo ND 58074
(701) 476-1835
Advanced Family Mortgage
435 Main Ave E
West Fargo ND 58074
(701) 476-1835
Diversified Cash Note Service
911 9th Ave W
West Fargo ND 58074
(701) 281-7024
Wells Fargo Home Mortgage
1401 13th Ave E
West Fargo ND 58074
(701) 433-3660
fullertonp@banking.wellsfargo.com
Address
119 6th St N
Wahpeton ND
Contact
(701) 671-1040
robert.maund@abbotdowning.com
Address
435 Main Ave E
West Fargo ND
Contact
(701) 476-1835
Address
435 Main Ave E
West Fargo ND
Contact
(701) 476-1835